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How to Adult (Kind of)

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Because apparently, we have to be adults. From budgeting and getting out of debt to saving money, staying motivated, and getting your life together, real-life tips and tools for making smarter money moves and building the life you want.
Sections
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Budgeting & Money Management

Simple tools and tips to help you take control of your money without making life feel restrictive.

 
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A great read to understand the cycle of paycheck to paycheck and how to grow/manage your money without stressing over it. Really made me come to terms on whats important financially in my life.
The Total Money Makeover – Updated and Expanded Edition
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My 12 month planner to keep track of my budget and expenses. I am a visual learner so writing down and really looking at what I'm spending and what money is coming in has helped me stay on track.
Budget Planners
 
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A good read to understand budgeting and how to help you stick to it.
How to Stick to a Budget: 10 Strategies That Actually Work

Debt-Free Journey

I'm on my debt payoff Journey. These are resources, motivation, and strategies to help pay off debt and build financial freedom.

 
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Great place to find debt payoff worksheet and tracker. This motivates me to stay on track with paying off debt.
Debt Snowball Worksheet & Trackers | Free PDF Printables
 
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A 9 week course to help you pay off debt. With easy to understand lessons. Also helps interacting with others on their debt payoff journey.
Financial Peace University
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A good read that breaks down the four pillars of finance. Sometimes you need somethign to continue motivating you to pay off the debt! This is a good read for that.
I Will Teach You To Be Rich, Second Edition - By Ramit Sethi ( Paperback )
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Savings & Financial Goals

Ideas and inspiration to help you save more, spend with intention, and reach your biggest goals.

 
azucena macedo profile picture
This is a great way for me to stay motivated with a savings challenge. Talk about dopamine when you fill these envelopes
2PCS Money Saving Challenge Envelopes Set
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Its tough for me to stick to savings challenge. This is not only a nice visual way to keep me motivated but it also makes savings a fun game.
Money Savings Challenge Book: 8 Savings Plans
 
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Good read to better understand High Yield Savings account and how to pick the right one for you.
understanding high yield savings accounts
 
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Free resource for printable emergency Funds. I used one to help build my Emergency fund to stop using credit cards when the unexpected happpens.
11 Free Printable Emergency Fund Trackers & Charts
 
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Everyone says to create a vision board but doesn't give you the full overview. This book helped me not only create a vision board but make it what works best for me!
Make a Vision Board - (Paperback)
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I just started reselling all the extra items my family and I don't use. This is an absolute must to crosslist items across multiple selling platforms such as Poshmark, Mercari, Depop. Super easy to use and I wont be going back to manually uploading t...
100% FREE Cross Listing App & Poshmark Bot | Flyp

Money-Saving Tips

I'm on my debt payoff Journey. These are resources, motivation, and strategies to help pay off debt and build financial freedom.

 
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I do not shop without the Rakuten App! If I already have to buy something online might as well get cashback or discounts with it. Rakuten sends me a check when I spend at certain retailers. Very easy to use and the best thing when wanting to get more...
Rakuten
 
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Another easy way to earn where I shop while shopping for my family's needs. On my downtime I also play games for extra rewards. Redeem for Giftcards
Fetch
 
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Gas is getting pretty expensive. Upside is an easy way to save at the pump. I use this all the time when pumping gas.
Upside
 
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Im a heavy Amazon shopper. This site helps me find the best deals on Amazon. I'm always looking to save a penny or two.
CamelCamelCamel
 
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Another great way to browse deals and save $$. I just search a product I'm interested in on the Vipon app and if there are any deals it gives me codes for discounts or a sales prices as listed on Amazon.
Vipon

Motivation & Mindset

Everyday ways to cut costs, shop smarter, and keep more money in your pocket.

 
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Getting right with my finances started with taking a hard look at my relationship with money and this book helped me with that. I'm still learning but in a better place than I was yesterday
The Psychology of Money - by Morgan Housel (Paperback)
 
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When I need a minute to reframe my mindset I pick up this book. I've found myself coming back time and again to this book
Atomic Habits - by James Clear (Hardcover)
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Another one of my downfalls is self control. This book taught me to pause and think before I act. This mindset has helped keep my finances order, stop me from spending on unncessary things and overall improve every aspect of my life. I cannot recomme...
The 5 Second Rule - by Mel Robbins (Hardcover)
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A easy tool to stay consistent in habits. Goes hand in hand with my 5 second rule mindset. Repetitive actions help me stick to my goals.
Habit Tracker Printable, Habit Chart, Habit Journal, Habit Log, Weekly Habit Tracker, Monthly Habit Tracker, Habit Planner

Adulting Made Easier

Encouragement and mindset shifts to help you stay focused, disciplined, and consistent with your goals.

 
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Keeping all the important items I need in my life in an easy to access folder. It helps me from putting items in one place only to lose them. 10/10 for adults!
Important Document Organizer
 
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I have soo many passwords and my brain isn't always good at remembering every single password. This makes it so easy for me to look up my password without having to reset everytime.
Password Journals for Secure Office Use
 
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When I need some help organizing my life I use EcoGPT. The first ecofriendly AI website that is good for the environment.
EcoGPT