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Charm Necklaces & Charm Bracelets: Build-Your-Own Gold Charm Pieces from Mejuri, Kendra Scott & Etsy
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items Charm jewelry is the easiest way to build a necklace or bracelet that actually looks like you, and the trick is starting with a good chain and adding one meaningful charm at a time. This list is a mix of gold charm necklaces, charm bracelets, loose c...
If gold chains feel too serious, this bead-and-flower bracelet is my pick for a pop of color on a plain sleeve. It has a 1-inch extender so the fit is easy to adjust, and it is a fun little gift under $40 for someone who loves color.
Madewell Semiprecious Beaded Charm Bracelet
I love that charms are not just for necklaces anymore, and this little star clips onto a hoop you already own. It is a very low-effort way to make everyday earrings look new without buying a whole second pair.
Mejuri Single Star Hoop Charm
This is the budget-friendly way to try the charm bar trend, since you pick the chain and each charm yourself. The listing says the pieces are anti-tarnish and waterproof, which matters to me for something I would wear every day through handwashing an...
Etsy Build Your Own Charm Bracelet (BEXU)
The Elisa is the classic Kendra Scott pendant and the one I would point a friend to for a first piece. It is a simple single-stone necklace that also layers nicely under a longer charm chain, and it starts around $65.
Kendra Scott Elisa Gold Pendant Necklace in Drusy
This one is a charm holder in the most literal sense, a glass locket with tiny birthstone charms floating inside. You choose which stones go in, and it comes with its own chain, so it is a good mothers day or birthday gift without needing to match an...
Etsy Floating Charm Locket with Custom Birthstones
The open link design is what sold me, since you can swap charms in and out whenever the mood changes. At $300 it is an investment, so I would pair it with a couple of the Kendra Scott letter coin charms below and wear it daily.
Kendra Scott Link & Chain Charm Bracelet in 18k Gold Vermeil
These are the budget pick for charm earrings, and they come in around $21 to $26. The charm is built into the huggie so there is nothing to lose, which is a big deal for me with earrings that live through a hectic day.
Madewell Puffed Charm Huggie Hoop Earrings
Madewell built this one with playful charms on a paperclip chain, and it can be worn two ways, clustered off center or spread out. For under $60 it gets you the charm necklace look without committing to solid gold.
Madewell Charm Chain Necklace
Initial charms are the easiest personal touch, and Kendra Scott does them in a clean coin shape with every letter available. It is about half an inch, so it sits nicely beside other charms without overwhelming the chain.
Kendra Scott Letter A Coin Charm in 18k Gold Vermeil
This is a charm holder, a bar chain with clasps on each end so you can clip on your favorite charms with jump rings. I like that it adjusts for length, so you can wear it close or longer depending on the neckline.
Etsy 14k Gold Filled Dap Bar Charm Necklace
A flat tag is the most understated charm in this list, and it is the one I would engrave with a name or a date. It looks sleek on its own and calm next to chunkier charms, so it pairs well with a bold chain.
Mejuri Flat Tag Charm
Sold as a pair in several gemstone colors, these dangle off stainless steel hoops so you can swap colors with an outfit. They are a very inexpensive way to get a new look from the hoops already in your drawer.
Etsy Interchangeable Gemstone Charms for Hoop Earrings
I include this one for the fun factor, an adult take on a camp bracelet with a carabiner closure that lets you add charms. It is $45 and is the most casual piece in the list, great with a t-shirt on a weekend.
Madewell Carabiner Paracord Charm Necklace
A vertical bar is a classic name charm, and this one comes in 14k gold fill, sterling silver or rose gold. The seller lets you add a chain separately, so you only pay for the part you need.
Etsy Vertical Bar Charm in 14K Gold Fill
A second locket in the list because this one holds up to 12 birthstone charms, great for gathering a whole family. I would give it to a grandmother, since gold, silver and gunmetal finishes all work with her existing jewelry.
Etsy Floating Birthstones Charm Locket with Rhinestones
These little 4mm crystal charms are the refill for a floating locket, and they are the cheapest way to update one. I would grab a few extra months in case someone you love has a birthday coming or a favorite stone changes.
Etsy Birthstone Charms: Loose Gemstones for Floating Locket
This is a spare in case another link fails, three heart charms with lapis and cubic zirconia on an 18-inch chain. It sold out online in my last check, so treat it as a maybe and look at the sale price first.
Madewell Engine Turned Lapis Heart Charm Necklace (spare)