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Necklace Length Guide by Neckline: Chokers, Princess & Long Chains for Every Top

Purple Star emoji 16 items
Tip: stand at a mirror, mark where your top's neckline ends, and pick a chain that lands either 1 inch above it or 2 inches below it, never right on it. The list is sorted from 14-inch chokers to 38-inch long pieces, with Kendra Scott and Mejuri pick...
 
Rachael Grassi profile picture
At this length the stones sit right at the base of the neck, so it is made for off-shoulder, strapless and boat-neck tops where nothing else competes. The half-strand design means the sparkle stays in front and the chain stays quiet at the back. [Cho...
Mejuri Lab Grown Sapphire Half Tennis Necklace
 
Rachael Grassi profile picture
This is the one I would reach for with a scoop neck or an open-collar button-down, because the pearls fill the bare skin without crowding the fabric. Slide the clasp out to the extender if a collar sits a little high on you. [Choker, 16 in. plus a 3 ...
Kendra Scott Mollie Gold Choker Necklace in Freshwater Cultured Pearl
 
Rachael Grassi profile picture
Solid 14k gold is the splurge here, and it earns it as a base layer: wear it snug under halter and racerback necklines, or use the extender to let it rest on the collarbone under a V-neck. It never tarnishes, so it stays on in the shower. [Choker, 15...
Kendra Scott 15 in. Thin Chain Necklace in 14k Yellow Gold
 
Rachael Grassi profile picture
Small pearls spaced along the chain make a soft, quiet line across the collarbone, ideal for a square neck or a ballet-neck bodysuit where the neckline is low and wide. It feels dressy enough for dinner but light enough to wear all day. [Collar, 16-1...
Mejuri Tiny Pearl Station Necklace
 
Rachael Grassi profile picture
The polished bars give a rhythmic, graphic look that works against the plain edge of a crewneck or a polo collar. Set the length at 17 inches if you want the chain to lie flat just above the neckline instead of bunching behind it. [Collar, 16-18 in. ...
Mejuri Bar Link Chain Necklace
 
Rachael Grassi profile picture
The three tiny sapphires sit on the collarbone and echo a classic V-neck without needing a long pendant. It is light enough that I forget I have it on, yet the stones still show up in photos and under cafe lighting. [Princess, 18 in.]
Kendra Scott Davie 18k Gold Vermeil Trio Strand Necklace in White Sapphire
 
Rachael Grassi profile picture
The 18-inch chain is the most forgiving length for a deep crewneck or a classic V-neck because it hangs just below the collarbone. Buy it as a plain base, then add a pendant on the same chain later, which is a cheap way to build an outfit-proof set. ...
Kendra Scott 18 Inch Thin Chain Necklace in 18k Gold Vermeil
 
Rachael Grassi profile picture
A Y shape points down the center of the chest, so it draws the eye along a V-neck or a wrap top instead of across it. It is a true fine-jewelry price at $700, so I would treat it as the one heirloom-style piece in this guide. [Princess, 18 in.]
Kendra Scott Tegan 14k Yellow Gold Y Necklace in White Diamond
 
Rachael Grassi profile picture
A single emerald-cut stone is the easiest pendant to pair with a V-neck or a shirt collar left open two buttons, since it adds one clean point of light. At $168 it is one of the more approachable stone pendants in the Mejuri lineup. [Princess, 16-18 ...
Mejuri Lab Grown Sapphire Baguette Necklace
 
Rachael Grassi profile picture
Pearls evenly spaced on a thin chain are the safest answer for a boat neck or a wide cowl, where a heavy pendant would slide around. Wear it set at 17 inches so it follows the curve of the neckline rather than sitting inside it. [Princess, 16-18 in. ...
Mejuri Pearl Orbit Necklace
 
Rachael Grassi profile picture
Longer than the princess length, so it lies on the upper chest and works with a fitted turtleneck or a mock neck where shorter chains get lost in the knit. The half-chain, half-strand build adds texture without pulling the eye away from the outfit. [...
Kendra Scott Markie Gold Half Chain Necklace
 
Rachael Grassi profile picture
Choose the longer 17-20 inch size and the pendant drops onto the upper chest, which flatters a deep V-neck or a button-front cardigan. This style has well over 11,000 reviews, and at $70 it is the budget pick of this guide. [Matinee, 17-20 in. size o...
Kendra Scott Elisa Gold Extended Length Pendant Necklace in Dichroic Glass
 
Rachael Grassi profile picture
Over a thin ribbed turtleneck, I would wear this chain, since 22 inches lies on the knit and the large links read as a statement without any pendant. Bold links need a plain neckline behind them, so skip busy prints and patterned collars. [Matinee, 2...
Kendra Scott 22 Inch Large Paperclip Chain Necklace in 18k Gold Vermeil
 
Rachael Grassi profile picture
A 30-inch pendant belongs over bulky turtlenecks and cable-knit crewnecks, where the stone sits on the sweater and the chain does not disappear into the neckline. Black agate with vintage gold goes with nearly every fall color. [Long, 30 in. plus a 2...
Kendra Scott Baroque Ella Vintage Gold Long Pendant Necklace in Black Banded Agate
 
Rachael Grassi profile picture
Thirty-two inches hangs near the bust, which is the right drop over a high turtleneck or a fitted crewneck when you want one big focal point. It is also a final-sale price near $70, so worth grabbing while it lasts. [Long, 32 in.]
Kendra Scott Ophelia Gold Large Long Pendant Necklace
 
Rachael Grassi profile picture
The tassel adds movement that works over a plain knit or a solid-color dress with a high neckline. If you wear mostly neutrals, this long pendant is the cheap way to add a pop of tone without touching your shoes or bag. [Long, 32 in.]
Kendra Scott Eva Long Pendant Necklace in Rose Gold