I’m always looking for easy ways to save money or earn a little extra without changing my routine. These are the apps I actually use for cash back, sign-up bonuses, rewards, and everyday savings.
Sections
5
Banking Bonuses 💳
Cashback Apps 💸
Limited-Time Rewards 🎟️
Save Money on Food 🍕
Entertainment & shopping savings 🛒
Banking Bonuses 💳
Apps that pay you for signing up
One of my most-used money apps. I use it to send and receive money, but it also has Borrow, Afterpay, and referral bonuses. The Cash App Card is one of my favorite perks because of the weekly Friday discounts, and I always keep an eye out for Cash Ap...
Get $5 when you join cashapp
A great online bank it has no monthly fees, can help you build credit with Credit Builder, offers early direct deposit, and they frequently run bonuses.
Get $100 when you join Chime
Cashback Apps 💸
My favorite apps that give you money back on purchases you’re already making.
My favorite receipt app by far. I scan every receipt (including eReceipts) and save up my points for one big gift card shopping spree at my favorite store.
Fetch Rewards: Scan Receipts & Earn Gift Cards
If you grocery shop, this app is a no-brainer. Before I head to the store, I activate a few offers, then scan my receipt (or link my loyalty account) to earn cash back on groceries and everyday essentials. New users can also earn a welcome bonus afte...
Ibotta: Earn Cash Back on Groceries + a $5 new user bonus
Rakuten is my go-to before I shop online. I always check it first because it gives cash back at thousands of stores, and it stacks with sales, coupons, and credit card rewards. Right now, new members can get $50 after making a qualifying purchase whe...
Earn Cash Back with Rakuten + a $50 welcome bonus
Pogo is another rewards app I always have on my phone. Just link your cards and earn points from purchases you’re already making, plus you can complete surveys and other offers for even more rewards. Use my referral code: D514X3 when you sign up and ...
Pogo: Earn & Save on Everything
One of my favorite apps for saving on gas. You can also earn cash back at select restaurants and grocery stores.
Save Money on Gas and food with Upside
Limited-Time Rewards 🎟️
These promotions come and go, but they’re worth checking.
I always check to see if this TikTok event is live because the rewards change throughout the year. Right now, new users can earn $10 when they join, and $50+ for successful referrals. TikTok also offers smaller rewards for inviting existing users bac...
Get a $10 TikTok Bonus
Save Money on Food 🍕
Apps that help you spend less on meals.
Such a fun way to save money while trying new places. I’ve found some amazing local restaurants through this app, and the surprise bags are usually a great deal.
Save Money On Food - Too Good To Go
Gopuff has become one of my favorite delivery apps for groceries, snacks, drinks, and everyday essentials. Their prices are often lower than other delivery apps, and the Fam membership saves me even more with free delivery and exclusive deals. New us...
Save Money on Groceries with Gopuff + a $10 welcome bonus
Entertainment & shopping savings 🛒
One of the best student perks. Besides all the Prime benefits, students and young adults can earn cash back on eligible Amazon purchases and get access to exclusive deals throughout the year.