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Life Insurance
6
items Life insurance made simple: Term for a set time, Whole for life, Universal for flexibility, Variable for growth, Final Expense for peace of mind.
Sections
5
Term Insurance
Whole Life
Universal Life
Variable Life
Final Expense
Term Insurance
Coverage for a set period; affordable; protects dependents & debts.
Ethos offers a quick, fully online application with many policies requiring no medical exam, making coverage fast and convenient. They provide flexible term lengths from 10 to 30 years and coverage amounts from $20,000 to $2 million. Policies are und...
Ethos
Whole Life
Lifelong coverage with cash value growth; higher cost, guaranteed death benefit.
Foresters Advantage Plus II is a permanent whole life insurance policy offering lifelong coverage with level premiums and cash value accumulation. It may pay dividends, includes useful riders like accelerated death benefits, and is ideal for those se...
Life insurance | Foresters Financial | US
Universal Life
Flexible premiums & death benefits; cash value grows with interest.
IUL is a flexible permanent life insurance that combines a death benefit with a cash value component, which can grow based on the performance of a stock market index, offering potential growth with downside protection.
What is indexed universal life (IUL) insurance?
Variable Life
Permanent coverage + investment options; cash value can fluctuate.
Variable life insurance is permanent coverage with a death benefit and a cash value account that can be invested in various options, offering growth potential but with investment risk.
Variable Life Insurance
Final Expense
Covers funeral & end-of-life costs; simple approval, smaller payout.
Final expense insurance is a small permanent life insurance policy designed to cover funeral and end-of-life expenses, offering an easy approval process and predictable payout.
Calculate Funeral Costs and Final Expense
How much does a funeral really cost?
Funeral Costs and Final Expense Calculator