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Money-Saving Tools: Cashback, Coupons, Budget Apps + Smart Shopping

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The apps and browser extensions that quietly save me money every month. Cashback on everyday purchases, automatic coupon codes at checkout, budget tracking, price comparison tools, and smart shopping apps. Every tool here has paid for itself many tim...
 
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If you're not using Amazon Prime, you're missing out on savings! Countless times, I've forgotten items at the grocery store and ended up ordering them through Prime with free delivery thanks to my membership. Plus, the added bonus of Amazon Prime for...
Prime
 
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It’s an awesome site that gives you Cash Back when you shop online. With over 750 stores, including The Bay, Sport Chek, Canadian Tire, Old Navy, and Sephora, you get paid to shop for things you’re already buying. Plus, get a $30 Cash Bonus when you ...
Rakuten
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TopCashback is an online platform where users can earn cash back on their purchases when shopping with one of its numerous retailers. With over 4,400 retailers available, there's a high probability that  you can earn cash back from the stores you already frequent.
TopCashBack
 
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I am constantly on the lookout for the greatest online deals. Say goodbye to wasting time and money—I rely on PayPal Honey to discover coupon codes from over 30,000 sites.
PayPal Honey
 
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Canadian flyer app that puts all weekly store deals in one place. Browse sales from Walmart, Costco, No Frills, and Shoppers. Build your shopping list based on what's on sale this week.
Flipp
 
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Canadian investing and saving app with no account fees on basic accounts. Automated savings, TFSA and RRSP options, commission-free trading. The simplest way to start investing and building wealth in Canada.
Wealthsimple
 
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The budgeting app that changed how I think about money. Give every dollar a job before you spend it. Connects to your bank accounts and helps you plan ahead instead of just tracking where money went. Worth every penny of the subscription.
YNAB
 
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Cashback app for groceries and everyday purchases. Scan your receipt after shopping and earn cash back on items you already buy. Works at Walmart, grocery stores, and online. Free money for doing nothing extra.
Ibotta
 
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Snap any receipt, earn points, redeem for gift cards. No clipping coupons or pre-selecting offers. Just scan every receipt from any store and watch your points add up. The easiest rewards app out there.
Fetch
 
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Browser extension that automatically finds and applies coupon codes at checkout. Also tracks price drops and alerts you when something you want goes on sale. Free to use, works with thousands of online stores.
Capital One Shopping
 
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Find the cheapest gas near you in seconds. Compare prices at stations along your route and earn GasBack rewards on fuel. Saves me $20-30/month on gas alone.
GasBuddy
 
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Free budgeting app that connects all your accounts in one place. Track spending, set budgets by category, and see exactly where your money goes. Best free budgeting tool available.
Mint: Budget Tracker & Planner | Free Online Money Management
 
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Canada's top loyalty program — earn points at Loblaws, Shoppers Drug Mart, Esso, and more. Redeem for free groceries and prescriptions. Essential app for Canadian shoppers.
PC Optimum
 
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Free invoicing, accounting, and receipt scanning for small businesses and freelancers. Send unlimited invoices, track expenses, and run basic reports — all free. No credit card needed.
Wave: Small Business Software - Wave Financial
 
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Canadian grocery cashback app — browse weekly offers, buy what you normally buy, upload your receipt, and get cash back. Works at any grocery store in Canada. Free to use.
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