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HSA/FSA Eligible Ulta Buys for Skincare & Wellness

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Yes, you can shop at Ulta with your HSA or FSA card—if you know what to look for. This list features skincare and personal care products from Ulta that are eligible for HSA/FSA spending, like sunscreens, acne treatments, and more. No guesswork, just ...
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Acne Treatments

These are the acne go-tos I actually trust — and yep, they’re HSA/FSA eligible, which means my skin gets the glow-up and my wallet gets a break. I curated this list because, let’s be real, not all acne products work (and I’ve tried a lot). Whether it...

 
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I’m a big fan of The Ordinary — simple formulas, real results, and affordable. This peel is a ride-or-die in my skincare rotation, so of course it made the list! 💯✨(affiliate link)
AHA 30% + BHA 2% Exfoliating and Brightening Peeling Solution - The Ordinary | Ulta Beauty
 
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Salicylic Acid Face Wash - be sure to get a good moisturizer to go with it! (affiliate link)
16.0 oz Renewing SA Cleanser, Salicylic Acid Face Wash for Balanced Skin - CeraVe | Ulta Beauty
 
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another brand that is a consistent win- lightweight acne treatment serum that clears pimples and helps prevent breakouts (affiliate link)
Effaclar Face Serum with Salicylic Acid - La Roche-Posay | Ulta Beauty
 
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Prescription no longer required (affiliate link)
0.5 oz Adapalene 0.1% Acne Treatment Gel - Differin | Ulta Beauty

Suncare & SPF's

I don’t play about protecting my skin, especially with products that are HSA/FSA eligible and available at Ulta. Whether you’re hitting the beach or just running errands, these picks are my go-to for keeping my skin safe, glowing, and guarded. I’ve t...

 
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I keep coming back to this one — it’s lightweight, no nonsense, and doesn’t mess with my makeup. La Roche-Posay understood the assignment with this SPF 30. (affiliate link)
Toleriane Double Repair Face Moisturizer UV SPF 30 - La Roche-Posay | Ulta Beauty
 
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A little luxe never hurt anybody. This wrinkle-smoothing cream with SPF 23 makes me feel like I’ve got my life together — even if I don’t. (affiliate link)
Benefiance Wrinkle Smoothing Day Cream SPF 23 - Shiseido | Ulta Beauty
 
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I love a multitasker — this one gives me hydration, tint and SPF in one step. Perfect for those “I’m definitely running late” days. (affiliate link)
Light Medium Moisture Surge Sheertint Hydrator Broad Spectrum SPF 25 Tinted Moisturizer - Clinique | Ulta Beauty
 
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another multi-tasker with a high SPF! (affiliate link)
Anthelios Mineral Tinted Ultra Light Face Sunscreen Fluid SPF 50 - La Roche-Posay | Ulta Beauty
 
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Non-greasy with no white cast (affiliate link)
Sunbeam Suntouchable Whoa Glow Broad Spectrum SPF 30 Sunscreen - e.l.f. Cosmetics | Ulta Beauty

Hand Sanitizer

Nix germs on the go with HSA/FSA eligible hand sanitizer sprays and gels.

 
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leaves hands sanitized, hydrated, and soothed. (affiliate link)
Gentle Mist Lily Of The Valley Ultra-Soothing Hand Sanitizer - Touchland | Ulta Beauty
 
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No sink? No soap? No problem. (affiliate link)
Hand Purifier No.8 - Milk + Honey | Ulta Beauty
 
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yummy way to sanitize on-the-go!(affiliate link)
Wild Watermelon Power Mist Hydrating Hand Sanitizer - Touchland | Ulta Beauty

Eczema Products

Soothe skin with a range of HSA/FSA eligible eczema creams and treatments that are healing and hydrating.

 
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Award-winning, rich hydrating formula quickly absorbs with no greasy after-feel (affiliate link)
6.0 oz Ultra Repair Cream - First Aid Beauty | Ulta Beauty
 
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multitasking use as a lip moisturizer, hand cream, foot cream for dry cracked feet, minor wound care and much more (affiliate link)
Touch-Free Healing Ointment - Aquaphor | Ulta Beauty
 
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1% colloidal oatmeal helps protect the skin while relieving irritation and itchy skin (affiliate link)
Lipikar Eczema Soothing Relief Cream - La Roche-Posay | Ulta Beauty
 
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perfect for relief on-the-go! (affiliate link)
Travel Size Ultra Repair Cream Intense Hydration - First Aid Beauty | Ulta Beauty
 
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Only deodorant on the list (affiliate link)
Cooling Oatmeal Deodorant - Eczema Honey | Ulta Beauty

Period Care

Manage your cycle with HSA/FSA eligible menstrual relief and care products.

 
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Wearable Wellness Patches with sustained release of ingredients up to 8-12 hours (affiliate link)
Period Hemp-Infused Wellness Patch - The Good Patch | Ulta Beauty
 
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100% Organic Cotton: Safe for you & super absorbent (affiliate link)
Herbal-Infused Pantiliners - The Honey Pot Company | Ulta Beauty
 
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Clary sage, peppermint, lemon, geranium (affiliate link)
Cloud 9 Essential Oil for Period Cramps - BLUME | Ulta Beauty
 
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single-ingredient suppository that never includes fragrance or essential oils (affiliate link)
The Killer: Boric Acid Vaginal Suppositories - Love Wellness | Ulta Beauty