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Coastal Rich Mom, Fall Edition: Quiet Luxury Knits, Trenches and Loafers

Fallen Leaf emoji 22 items
Think Nantucket money, but make it pumpkin season. Breezy coastal style gets a fall twist here with cable knits, camel trenches, suede loafers and a little chocolate brown, mostly at prices a mom of three can live with, plus a few splurges for when y...
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Knits and Layers

 
Katrina Wright profile picture
Navy cashmere over a crisp white collar is the most old-money combo there is, so tuck it into cream trousers and you're done.
Cashmere Slim Crew Sweater | Navy
 
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Drape this camel alpaca cardigan over your shoulders and you've got instant yacht club, even if it's just the school pickup line.
The Crew Cardigan in Alpaca | Dark Heathered Camel
 
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The Breton stripe gets a fall update in chocolate, so pair it with olive cords and suede flats.
Olivia Long Sleeve Breton-Ivory, Bitter Chocolate Stripe
 
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A classic oxford is the base layer under every sweater on this list, so pop the collar out and roll the cuffs.
Classic-Fit Cotton Oxford Shirt
 
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This fisherman cable knit looks like it came from a seaside boutique, and at this price you can grab it in cream and navy.
Amazon Essentials Women's Cotton Cable Knit Sweater
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Coats and Jackets

 
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A beige trench is the fall uniform, so wear it belted over a Breton with loafers and a big tote.
The Modern Trench Coat | Beech
 
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A double-breasted topcoat in a soft oyster tone reads very quiet luxury, and it looks great over denim and a navy knit.
Timeless Topcoat
 
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A bronze quilted jacket is pure countryside-meets-coast, perfect for crisp mornings and weekend farmers markets.
Reese Quilted Jacket
 
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Layer this packable quilted vest in navy, olive or stone over a cable knit for that preppy weekend-errands look.
Amazon Essentials Women's Lightweight Water-Resistant Puffer Vest
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Katrina Wright profile picture
The splurge: a navy dickey blazer that makes a white tee and jeans look like a million bucks.
Battista Dickey Jacket in Navy

Trousers and Denim

 
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Tailored wide-leg trousers plus a cashmere crew and ballet flats is the effortless rich-girl formula.
A&F Sloane Tailored Wide Leg Pant
 
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These drapey pleated pants in ash brown are a steal right now, and they're gorgeous with a cream sweater and gold jewelry.
The Draper Pleated Pant in Buttersmooth | Ash Brown | 30" Inseam
 
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Forest green cords are the fall twist your coastal closet needs, so style them with a striped tee and a camel cardigan.
Allison Corduroy Trouser
 
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A dark-wash wide-leg jean dresses up with a trench and loafers or down with a quilted vest.
A&F High Rise Wide Leg Jean

Shoes

 
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Saddle suede driving loafers say “we keep a boat,” and they work with everything from jeans to trousers.
The Felize Suede
 
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A horsebit loafer is the ultimate old-money shoe, so wear it with cropped trousers and a little ankle showing.
Sam Edelman Loraine Bit Loafer | Women's Flats and Loafers
 
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Brown ballet flats for a Target price give you the polished look without the polished price tag.
Women's Maisy Ballet Flats - A New Day™
 
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Splurge-worthy espresso suede flats feel rich and cozy with wide-leg pants and a long trench.
Leonie Espresso Suede Ballet Flat

Bags and Gold Jewelry

 
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A structured canvas-and-leather tote fits snacks, laptop and three kids' worth of stuff while still looking chic.
Lo & Sons Catalina Deluxe Travel Tote Bag
 
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A leather tote is the finishing touch on a trench-and-loafers outfit, so this is your splurge bag.
Deco Tulip Leather Tote Bag
 
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A chunky gold chain over a crewneck sweater instantly looks expensive.
Thalia Necklace - Gold
 
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Glossy gold hoops are the everyday quiet-luxury earring, gorgeous with a slicked-back bun and a navy knit.
Gina Hoop Earrings - Gold