Benable — create shareable lists of things you recommend!
E.g., products you love, local businesses, travel recs - you can add anything to a Benable list!
My Top Credit Cards & Online Banking Picks (2025 Edition)
15
items These are the tools I actually use (and a few I trust and researched well). I want to share them with you in a way I’d tell a close friend — because some of these can really make life easier, smarter, and even a little more rewarding.
Honestly, this is the card that made me fall in love with cashless spending. No annual fee, a sleek design, and super handy for splitting payments when I want to budget smarter. I was hesitant at first, but it quickly became one of my favorite cards....bit.ly/43hlak9
Atome Card | Pay later anywhere
SeaBank is one of the most convenient digital banks I’ve tried — quick transfers, good interest rates, and now they even have their own credit card! The best part? If you use my referral code, you’ll instantly get ₱50 free when you sign up. 👉 Referr...
SeaBank
I’ve been using Maya for a while, and it’s one of my go-to apps. You can save, invest, send money, and yes — they now also have a credit card option. If you use my referral code, you’ll get ₱50 free when you sign up. 👉 Referral code: @lei_ny_espino
Maya – E-Wallet, Savings, Loans, Credit Cards
Wise is such a lifesaver if you ever send or receive money internationally. Super transparent rates, multi-currency account, and their card works almost anywhere. Bonus: use my link and you’ll get a free card. 👉 Referral link: wise.com/invite/mic/6d30fbe
Wise (Perfect for Global Use)
I like BDO Pay for quick payments and transfers — it connects easily with BDO accounts and makes managing money less of a hassle. If you’re new, use my referral code to get a reward when you sign up. 👉 Referral code: DY9VB9T
BDO Pay | Download the app on iOS, Android | BDO Unibank, Inc.
GCash has grown so much — it’s not just for payments anymore. You’ve got GLoan for quick cash, GSave for digital savings, GInvest, GCredit, and even the GCash Card for online/offline purchases. I honestly feel like GCash is a mini-bank in my pocket. ...gcash.com
GCash - #1 Finance Super App
I just applied for a UnionBank credit card! What I love about this credit card is NO ANNUAL FEE FOR LIFE 😱Their app is super smooth, and they’re known for solid customer service. Once my referral is live, I’ll add it here so you can also get a rewar...unionbankph.com
UnionBank Credit Card
EastWest is another strong option, especially if you’re after low fees and a straightforward credit card. Same as UnionBank — I’ll update this once my referral link is ready so you can enjoy perks too. 👉 Website: eastwestbanker.com
EastWest Credit Card
If you’re into cryptocurrency, Binance is the platform I’d recommend. It’s one of the largest exchanges worldwide, with lots of features to earn and trade. Plus, if you use my referral link, you’ll get extra perks when you sign up. 👉 Referral link: binance.com/referral/earn-together/refer-in-hotsummer/claim?hl=en&ref=GRO_20338_2FDDB&utm_source=default
Binance - Cryptocurrency Exchange for Bitcoin, Ethereum & Altcoins
If you’re freelancing or getting international payments, Payoneer is super reliable. The Payoneer Mastercard makes withdrawals and online shopping easy. 👉 Website: payoneer.com
Payoneer
Tonik feels fun and modern — plus they offer some of the highest savings interest rates I’ve seen. Perfect if you’re into digital-first banking. 👉 Website: tonikbank.com
Tonik Bank: Philippines' First Digital Bank
Revolut is all about flexibility. Multi-currency wallet, budgeting tools, and premium card designs. Great if you want style and practicality in one. 👉 Website: revolut.com
Revolut
Easy to open, 100% online, and super beginner-friendly. Their savings interest is competitive, and their app is one of the smoothest. 👉 Website: cimbbank.com.ph
CIMB Bank PH
Metrobank has a strong reputation for perks on dining and shopping. Their Cashback Visa is especially nice for everyday essentials. 👉 Website: metrobank.com.ph
Metrobank Credit Cards
Security Bank’s credit cards are a good fit if you’re just starting out — transparent fees, no-nonsense perks, and reliable customer support. 👉 Website: securitybank.com
Security Bank Credit Card