Heather

I love Kbeauty products and have shifted most of my skincare to Kbeauty. They are much cheaper than American skincare brands and are way more effective in my opinion. They are better all around! I've taken a similar approach to makeup too. The Ulta brand is really good value. It's affordable and nearly as good as the brands that are 3x the price. I found that the key for makeup is having good brushes and washing them regularly while the actual makeup brand is less important.

My spending aligns with my values (faith, family, health) and most of those values are more experience than product driven, but we still need to consume! Here's what I've bought for my kids recently as a budget conscious shopper. My shopping preference is to find high quality products that are good value.

The truth in reaching your money goals is facing the reality of what it takes to succeed - no shortcuts, just commitment and consistency. While investing in financial literacy is important to make smart money choices, the biggest challenge in overcoming financial roadblocks is not actually the lack of financial education, it's most often our mindset. Get your mindset ready to actually commit to your goals, take consistent action, apply those smart money choices, and transform your life to be one full of freedom and purpose. These books were so impactful and transformative to me. I hope they do the same for you. Enjoy!