You do not need to spend money to get better with money. These are the free budgeting apps, credit tools and money education sites I recommend for families who want to pay down debt, build savings and finally feel in control. #budgeting #moneytips #d...
The only official site for your free credit reports from all three bureaus. Check them every few months for errors.
Annual Credit Report
Free credit scores and alerts so you can watch for changes and spot fraud early.
Credit Karma
YNAB teaches you to give every dollar a job. Free trial and free for college students.
YNAB
EveryDollar is a simple zero-based budget app with a free version. Great for couples budgeting together.
EveryDollar
The CFPB has free tools for budgeting, debt and avoiding scams. Plain-language and no sales pitch.
Consumer Financial Protection Bureau
MyMoney.gov from the U.S. government covers saving, credit and planning for big goals.
Home | MyMoney.gov
NFCC connects you with nonprofit credit counselors for free or low-cost debt help and payment plans.
NFCC
Investor.gov has free calculators for saving and compound interest. Great for showing kids how money grows.
Home | Investor.gov
IRS Free File lets you file your taxes for free if you qualify. Don't pay for something you can get free.
E-file: Do your taxes for free | Internal Revenue Service
Buy I bonds and Treasury bills directly from the government. A safe place to grow emergency savings.
TreasuryDirect
Check your Social Security earnings record and future benefits. Fix mistakes early so your benefits are right.
my Social Security
Search for unclaimed money in your name. You might be surprised, and it's always free to claim.
Unclaimed
ClaimItTexas: search for unclaimed property held by the state of Texas. Check for parents and grandparents too.
Claim It Texas
NerdWallet compares credit cards, savings accounts and loans. Helpful for finding a high-yield savings account.
NerdWallet
CFPB guide to understanding your credit score and how to improve it step by step.
Credit reports and scores | Consumer Financial Protection Bureau
