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Free Money You Didn't Know You Were Owed: Unclaimed Property, Lost Pensions, Refunds & Settlements
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items Billions of dollars sit unclaimed every year in forgotten bank accounts, old paychecks, life insurance, pensions and tax refunds. These are the official, free places to search. Never pay a company to find it for you. Search your name, your parents an...
Sections
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🔎 Unclaimed Property Searches
🏛️ Government Refunds & Benefits
⚖️ Settlements & Consumer Refunds
🔎 Unclaimed Property Searches
MissingMoney searches unclaimed property in most states at once. Great if you've lived in more than one state. Search old addresses and maiden names too.
MissingMoney.com | Search for Unclaimed Property
ClaimItTexas searches unclaimed money held by the state of Texas. It's free and takes two minutes. Check your parents' and grandparents' names as well.
Claim It Texas
Unclaimed.org from NAUPA links to every state's official unclaimed property office in one place. Tip: search every state you have ever lived or worked in, not just Texas.
Unclaimed
Treasury Hunt finds matured savings bonds that stopped earning interest. Check for old bonds that grandparents gave as gifts years ago.
Treasury Hunt®
FDIC unclaimed funds from failed banks. Worth a quick search if you or a parent ever banked somewhere that closed.
FDIC Resources Resolutions Bank Failures Unclaimed Funds
🏛️ Government Refunds & Benefits
Check your Social Security record for missing earnings each year. Errors can lower your future benefits, and they're easier to fix while you still have your W-2s.
my Social Security
Benefits.gov finds government programs you may qualify for, from food help to energy assistance. Answer the short questionnaire for a personalized list.
Find government benefits and financial help | USAGov
Search for unclaimed pensions from old employers through the Pension Benefit Guaranty Corporation. Look up every past employer, even short-term jobs.
Pbgc
IRS refund tools, including Where's My Refund and help with refunds that came back in the mail. Update your address so checks reach you.
Refunds | Internal Revenue Service
HUD FHA refunds: some homeowners who paid off an FHA loan early may be owed part of their upfront mortgage insurance back. Have your FHA case number handy.
25red-FHA Homeowners Fact Sheet
The NAIC Life Insurance Policy Locator finds policies on a loved one who passed. Free and confidential, and insurers respond if a match is found.
Life Insurance Policy Locator
⚖️ Settlements & Consumer Refunds
CFPB payments to harmed consumers from enforcement actions against banks and lenders. Check the list of current cases to see if you're owed money.
Payments to Harmed Consumers | Consumer Financial Protection Bureau
FTC refund programs send money back to people hurt by scams and deceptive companies. Real FTC refunds never ask you to pay a fee.
FTC Refund Programs
Top Class Actions tracks new settlements with claim deadlines and payout estimates. Tip: sign up for its newsletter so you don't miss deadlines, and never pay a fee to file a claim.
Top Class Actions
ClassAction.org lists open class action settlements you may be able to claim, many with no proof of purchase needed. Tip: only file through the official settlement site linked there.
Class Action Settlements & Rebates