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How to Dress 'Old Money' On a BUDGET: Summer Edition

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Dressing old money isn’t about chasing trends or wearing flashy logos—it’s about investing in good-quality clothes that look and feel timeless. Forget that cheap polyester look. Fabrics like linen, cotton, and lightweight wool are perfect for summer;...
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Summer Tops

When it comes to old money style, tops should be simple, timeless, and made from quality fabrics. Look for button-ups, linen shirts, crisp cotton blouses, and lightweight knits. Avoid anything that looks cheap—no shiny polyester or overly trendy cuts...

 
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Button-ups add a formal and sophisticated feel to any outfit. So for this summer, button ups are a staple
Linen-blend Shirt
 
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This loose fitting style is practical and effortless for summer
Linen-Blend Shirt
 
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another very cute option
Linen Shirt
 
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Turtle neck tank top is a must for layering under a button up or abaya for summer, Giving an effortless and comfortable look!
The Luxe Rib Funnel-Neck Tank
 
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Cutest fit tank top
The Luxe Rib Funnel-Neck Tank
 
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this cute cardigan style is a bit on the pricier side, but it adds a unique touch to any simple outfit
The Smocked Cardigan
 
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Vest makes the outfit sophisticated, and could be layered with different tops
Suit Vest
 
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Another cute vest style
Suit Vest

Timeless bottoms

Old money style is all about clean, tailored silhouettes that never go out of fashion. For bottoms, think high-waisted trousers, linen pants, and classic maxi skirts. Stick to neutral colors like white, beige, navy, or black—they’re easy to mix and m...

 
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These stripped wide legged pants are very comfortable and elegant
Wide-Leg Pants
 
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linen pants are a staple for summer hot  days
ASOS DESIGN Petite relaxed straight leg trousers with linen in natural | ASOS
 
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This flowy elegant maxi skirt is perfect for styling with different tops
Topshop denim circle maxi skirt in ecru
 
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Beautiful A-line cut maxi skirt
Amorette Cotton Maxi Skirt - Bardot
 
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a Satin maxi skirt is perfect for adding an elevated and feminine feel to any outfit
Jupe maxi
 
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Long maxi satin skirt in this elegant champagne color
MANGO Satin Maxi Skirt
 
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These pants are definitely timeless, and if you pair them with elevated tops, shoes, and accessories
New High-rise Denim Trouser Jean For Women
 
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These are some good  quality jeans
Xl Baggy Straight Women's Jeans - Medium Wash | Levi's® US
 
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White jeans are a classic, very chic and timeless
Levi's® Wellthread® Women's Ribcage Bell Jeans - White

Classy dresses

An old money wardrobe isn’t complete without a few timeless dresses. Avoid flashy prints or trendy cuts. Instead, stick to solid colors, subtle patterns like stripes, or soft neutrals that never go out of style. Fabrics matter—choose breathable mater...

 
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Maxi shirt dresses are the perfect addition to your old money summer wardrobe
YAS tie waist maxi shirt dress in green and cream stripe | ASOS
 
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Another cute option, you can layer with a shirt underneath for more coverage. Very cute and elegant
ASOS DESIGN slash neck button down waistcoat maxi dress in oatmeal | ASOS

Shoes

Old money style is never about loud, flashy shoes. It’s about timeless, versatile pairs that are well-made and understated. Think leather loafers, ballet flats, simple strappy sandals, espadrilles, or classic low block heels. Stick to neutral tones—b...

 
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Classic footwear is a must to pair with classic clothing
Laynie Block Heel Pump
 
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Keep it elegant and simple with these brown sandals
New Look weave detail sandal in brown
 
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These effortless shoes are perfect for running errands
CALEB Brown Distressed Women's Slip-On Mule Flat
 
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Another cute pair of sandals
Sandales façon espadrilles
 
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classic and chic ballerina flats are perfect for the old money asthetic
Cotton On smooth black classic ballet pumps

Classic Bags and accessories

When it comes to old money style, less is more. Your bag should be simple, structured, and timeless—no big logos or loud designs. Accessories should be minimal but intentional. Think pearl earrings, simple gold or silver jewelry, silk scarves, or cla...

 
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A woven raffia tote is effortlessly chic and perfect for summertime! But you can absolutely wear this in the spring as well.
Medium raffia-effect bucket bag - Women | MANGO USA
 
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A crossbody is definitely a staple accessory here! Leather or faux leather has an undeniably sophisticated look!
Sac Gabine - Marron Foncé
 
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Spacious and chic tote bag
Coconut-effect bag with double handle - Women | MANGO USA
 
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This chic and spacious shopper bag is another great option
Shopper bag with buckle - Women | MANGO USA
 
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Very cute and foldable sunglasses, will fit perfectly in your bag
Lunettes de soleil pliables Brea - Noir
 
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elegant knot design earrings
ASOS DESIGN earrings in knot design in gold tone
 
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Silk scarves a staple when It comes to Old money outfits, you can style it different ways, as a belt, wrap it arout your bag or simply wear it on your head. It elevates the outfit in a subtle way!
Foulard carré à imprimé graphique
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Without a belt, the Old Money Look wouldn't be complete. This skinny black belt is the perfect touch to elevate your outfits
Classic Skinny Buckle Belt in Black
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Another brown moment
Petit Moments Atlas Faux Leather Belt
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