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𝘚𝘢𝘷𝘦 𝘓𝘪𝘬𝘦 𝘔𝘦: Real Money Makers & Savers!

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Whether you're stashing cash for a rainy day, saving for something exciting, or just trying to get a handle on your finances — this list is for you. These are the real apps I use (and genuinely trust) to help me save smarter, spend better, and stay o...
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My Favorite Apps

Here are some of my most used platforms for making and saving money. I use them regularly and have found them to be incredibly helpful in my day-to-day life. Whether it's earning a bit of extra income through side hustles or finding simple ways to cu...

 
Natasha Jagger  ᥫ᭡. profile picture
My go-to app for making simple cash back when I'm retail shopping online! There are hundreds of selected retailers and they are common ones too so it makes it easy to save especially if you are already going to use them.
500+ online retailers where users can earn cashback in NZ. This includes both local and international brands, with partners like Countdown, TheMarket, and ASOS.
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Coming in with another favorite of mine for being rewarded on my shopping.They too, partner with lots of everyday retailers which makes saving even more easy. A few dollars here and there does eventually add up hence why I like to make the most out o...
Shop Back list around 300 brands in NZ. Buy Online Earn Cashback
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Natasha Jagger  ᥫ᭡. profile picture
Designer Wardrobe is one of my newest and most favorite app, I also use it in google search on my laptop. I think it's been around for awhile but I've only recently discovered it and think it's amazing. In my opinion it's like the “new” trademe (for ...
Designer Wardrobe: Buy & Sell Designer Clothes
 
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My dinner has been getting cheaper for me since using First Table. It's simple to sign up to and why wouldn't you when you can save half of the bill at the end of the night! A great way for businesses to look busy and for customers to dine that littl...
Sign up now to claim $5 free credit
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Natasha Jagger  ᥫ᭡. profile picture
I've used this app for years and it's my favorite survey platforms. They do take awhile to pay out esp if you are in NZ but its 100% legit and they pay well on each individual survey. I will always recommend Pure Profile as it continues to provide ex...
Pureprofile | Welcome
 
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Octopus App is one of my second favorite survey platforms. I think they probably pay more but there often seems to be less surveys, again maybe this is due to living in  NZ (think its an Aussie app). It's still a great way to make side income ,you just need to be patient.
Octopus Group
 
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I use Gaspy often to search for the cheapest gas in my city/region. It's really saved me money thinking about all of the times I've used it and I've often found somewhere much cheaper than where I had been intending to go. Gas is expensive so I like ...
Cheaper gas together - Petrol and diesel prices in New Zealand
 
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I've recently downloaded this amazing app called Footprint and Its goal is to reduce food waste in local businesses. You are able to find out what food companies in your area are selling food cheaper before it goes to waste. I think it's thoughtful a...
Foodprint
 
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I've used PayPal, literally for years and only have good things to say about it. Its a secure network and is similar to a banking app. I receive my survey payouts here but you can also receive and send money directly. It is handy to have.
Send Money or Make an Online Payment | PayPal NZ
 
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A simple way for you to voice your opinion and get paid for it. With Influence you can make loads of money, and spend it on whatever you like. Tell brands your story in less than a minute.
Influence - Paid Video Surveys | powered by Voxpopme
 
Natasha Jagger  ᥫ᭡. profile picture
This app is very new to me and is one I'm currently trailing...almost sounds too good to be true but it's worth a shot esp if you are already and active person!
Sweatcoin: Healthier planet. Healthier, wealthier you

Tools & Resources

Here are some super useful tools and resources to take your savings to another level! Whether you're just getting started or looking to fine-tune your financial strategy, these options can help you save smarter, track your progress, and reach your go...

 
Natasha Jagger  ᥫ᭡. profile picture
Did you realize we are now half way through the year…that's actually insane! Now is a great time to reassess where you're at with your goals for the rest of the year and also long term. Are you on track?
Goal planner
 
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Personally I wanted to start making the most of the money I do have and am saving everyday. I came across this useful free online budget planner and I'm so glad I did. It's been super handy for me to see how and where I can make changes for the bette...
Budget planner
 
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Knowing what fund your kiwi saver is in can be tricky and I have always been unsure if I'm in the right fund or not. I found the content of the funds finder tool useful and hope it may be for you too.
KiwiSaver fund finder
 
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A handy wee resource for anyone wanting to calculate their savings. You have to start somewhere right? I think this is a good place to start. See what you are saving the most money on and where you can cut down.
Savings calculator
 
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When you’re investing, even for the long term, you have one main goal which is ultimately to make money. Discover the advantages and disadvantages of investing with this free guide. I want to start investing and I'm slowly learning about the pros and...
How do I make money from investing in shares?—Sharesies New Zealand
 
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Are you like me and already thinking about next year and what your future goals may look like? I am and I love to be prepared hence why I think this book is the right way to go.I'm getting ready to be able to smash my goals and it's exciting.
2026 Savings Challenge Book with Binder
 
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I've found the cutest “vacation inspired” notebook, it's perfect for that next big road trip or international adventure!  Bring it on.
3k 5k 10k World Traveler Vacation Savings Challenge Budget Binder l Cash Stuffing Cash Envelopes A6 Savings Tracker Budgeting Budget Tracker
 
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I love looking at all of the planners on Esty and I especially love the design of this one! It's simple, straight forward and easy to use.
Savings Tracker Spreadsheet for Google Sheets, Sinking Funds Planner Template, Savings Calculator, Personal Finance, Financial Planner
 
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It's here - the perfect sized money box for all ages and a great way to store loose change for the next rainy day. The cool thing about this is you can physically see it starting to build up.
Acrylic Piggy Bank for Adults and Kids - Unopenable Savings Box
 
Natasha Jagger  ᥫ᭡. profile picture
Such a cool money box idea and I think it would look aesthetic in somewhere like a child's bedroom out on display. I think it would go extra well in boho inspired room as it's wooden and adds a rustic vibe.
Wooden Letter Piggy Bank: Transparent Coin Money Saving Box Holiday Gift
 
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Saving money isn't always easy when the cost of living is always going up. I came across this blog I thought was a good read,  I personally found it useful and thought you might too
11 Easy Ways to Save $1,000 in 30 Days - Synchrony Bank
 
Natasha Jagger  ᥫ᭡. profile picture
The money journal is perfect for journaling and tracking, keeping a record of our expenses, our money is our key to our financial success. It provides a sophisticated and organized way to track your finances and budget effectively. Ideal for those wh...
Luxury Fabric Monthly Undated Paycheck Budget Planner, 12-Month Finances Tracker, Income, Savings, Investments, Debt Tracker, Gifts for Her
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