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Best Places to Earn More on Your Money

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This list highlights the top high-interest savings accounts, online banks, and low-risk savings vehicles that help your money grow faster. From high-yield savings and CDs to innovative fintech platforms offering boosted APYs, these options make it ea...
 
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PayPal Savings offers a competitive high-yield APY with no monthly fees and no minimum balance, making it an easy way to grow your money faster. Managed through the PayPal app and backed by FDIC insurance through Synchrony Bank, it gives you fast tra...
Save Money with Interest | Meet Your Savings Goals
 
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Varo Bank offers one of the highest savings rates available, with the potential to earn up to 5.00% APY when you meet simple monthly requirements. There are no monthly fees, no minimum balance, and helpful tools that automate your saving so your mone...
Open a savings account online for free | Varo Bank
 
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Current offers an easy way to grow your money with Savings Pods that can earn up to 4.00% bonus interest when you receive a qualifying monthly deposit. There are no monthly fees, no minimum balance requirements, and you can automate your savings with...
Save with bank Mr. Beast partners with!
 
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SoFi Savings offers a strong, competitive APY with no monthly fees and no minimum balance, making it easy to grow your money faster. When paired with direct deposit, you unlock even higher rates and additional perks through SoFi Plus. Backed by FDIC ...
High Yield Savings Account - Open Online, No Monthly Fees
 
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Cash App now offers a built-in savings feature that makes growing your money simple. You can set savings goals, automate deposits, and even use round-ups to save spare change automatically. With competitive high-yield interest, no monthly fees, and i...
No-Fee Savings with High Interest
 
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Coinbase offers an easy way to earn high-yield rewards by simply holding USDC, its supported stablecoin. Rates are often much higher than traditional savings accounts, and rewards are deposited automatically. While these yields are not FDIC-insured l...
Earn up to 15% APY on your crypto with staking.
 
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Robinhood’s Cash Sweep lets you earn a strong APY on your uninvested cash, with even higher rates available for Robinhood Gold members. Your money is automatically swept into partner banks for extended FDIC insurance, giving you both safety and solid...
Robinhood Banking
 
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Axos Bank offers one of the strongest online savings accounts, with the potential to earn a top-tier APY when you meet easy monthly requirements. There are no maintenance fees, no minimum balance to get started, and the entire experience is digital a...
High Yield Savings Account | Online Savings
 
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Wealthfront’s Cash Account offers one of the highest APYs available, along with FDIC insurance up to $3 million through partner banks. There are no account fees, instant transfers, and a sleek app that makes managing your money simple. It’s perfect f...
Earn 3.50% APY with Free 24/7 Instant Withdrawals | Wealthfront Cash
 
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Go2Bank offers a savings account with an impressive APY—up to 5.00% when you meet simple requirements, including direct deposit and active debit card usage. The account is FDIC-insured, comes with no monthly upkeep fee, and integrates with Go2Bank’s ...
Open a Mobile Account
 
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With Ally Invest, you get the best of both worlds: commission-free trading for stocks, ETFs and options, and effortless access to high-interest cash through its integrated banking arm. While uninvested cash in the brokerage itself doesn’t earn the hi...
Ally Invest®: Investing Services, Online Trading - Invest With Us
 
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TreasuryDirect lets you buy U.S. Treasury Bills, Bonds, Notes, and I-Bonds directly from the U.S. Department of the Treasury—no middleman and no fees. These investments are considered some of the safest in the world, often offering higher yields than...
TreasuryDirect
 
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Fidelity offers one of the most reliable ways to manage your money with its Cash Management and money market options. You can earn competitive yields through their popular SPAXX money market fund or choose FDIC-insured sweep accounts for added securi...
Cash Management Account | High Yield Alternative To Traditional Banking
 
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Upgrade’s Premier Savings account delivers a standout APY for savers who maintain a minimum balance (often around $1,000) and meet standard account terms. Backed by FDIC or NCUA insurance through partner institutions, it gives you access to high-yiel...
3.05% APY High-Yield Premier Savings Account
 
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Gemini Earn was a program that offered high interest on crypto deposits, but it came with significant risk and was later halted after its lending partner faced financial issues. While it once provided strong yields, it was not FDIC-insured and carrie...
Gemini Earn Updates - Transparency Builds Trust
 
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Fundrise makes it simple to invest in real estate without needing huge capital or landlord experience. With a minimum as low as $10, you can buy into professionally managed portfolios of residential and commercial properties designed for long-term gr...
Fundrise
 
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Arrived gives you the unique opportunity to invest in individual rental homes with fractional ownership starting around just $100. Each property is carefully selected, purchased, managed, and rented out by the Arrived team, and you receive passive in...
Arrived
 
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Groundfloor lets you invest in short-term, real-estate–backed loans with low minimums and the potential for higher returns. You choose from individual projects or let the platform diversify for you, earning interest as borrowers repay their loans. Wh...
Groundfloor