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The US Credit Card Travel Insurance Checker

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I get this question from friends constantly: “Do I really need travel insurance if my credit card already covers some of it?” Before you spend money on a separate policy, take two minutes to see what your own card is already protecting you for — and ... - Affiliate Disclosure: Some links on this list are affiliate links. If you check your coverage or purchase travel insurance through one of these links, I may earn a commission at no additional cost to you. I only recommend cards and tools I believe ...
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American Express Travel Insurance: What Does Your Card Really Cover?

American Express travel cards are some of my personal favorites for how much built-in protection they can carry — but every card is a little different. Find your Amex below, see the travel insurance coverage that may already come with it, and spot an...

 
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The Amex Platinum is one of the most talked-about premium travel cards out there, and for good reason. Before you lean on those travel benefits — or buy a separate insurance policy — take a minute to see exactly what your Platinum card covers and whe...
American Express Platinum: Check Your Travel Insurance
 
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Flying Delta with your SkyMiles Reserve card? It often bundles travel perks alongside the airline benefits, but the fine print matters more than people think. See what your card actually covers before your next flight and catch any gaps early. Review...
Delta SkyMiles Reserve: Check Your Travel Coverage
 
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Hotel stays aren't the only thing your Hilton Honors Aspire card can help with — many premium hotel cards include travel insurance benefits too. Check what's built into yours, and see if there's anything worth adding before your next trip. Review you...
Hilton Honors Aspire: Check Your Travel Coverage
 
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Between Marriott stays and travel perks, the Bonvoy Brilliant card carries some genuinely solid built-in benefits. Take a quick look at what's actually covered on your trips — and where you might still have a gap. Review your travel insurance coverag...
Marriott Bonvoy Brilliant: Check Your Travel Coverage
 
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Carrying a different American Express card? You can still find out exactly what it covers. Select your card, see the travel insurance protection that may already apply, and spot any gaps before you head out. Check your American Express card now.
Don't See Your American Express Card? Check It Here

Bank of America Travel Cards: Check Your Insurance Coverage

Bank of America's travel cards quietly pack in some solid trip protection, but the details shift from card to card. Pick your Bank of America card below, see what it may already cover, and find out if you need anything extra before you fly. Check you...

 
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Premium Rewards Elite is one of Bank of America's stronger travel cards, but “strong” doesn't always mean “complete.” See what your card protects on your next trip, and exactly where that coverage ends. Review your travel insurance coverage now.
Premium Rewards Elite: Check Your Travel Insurance
 
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Your Premium Rewards card can carry some genuinely useful travel benefits — the real question is which ones, and how far they actually go. Check your coverage before you rely on it, or buy anything extra. Review your travel insurance coverage now.
Premium Rewards: Check Your Travel Insurance
 
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Booking business trips on your Business Advantage Travel Rewards card? It's worth two minutes to confirm exactly what's protected before you travel, and where you might want backup coverage. Review your travel insurance coverage now.
Business Advantage Travel Rewards: Check Your Coverage
 
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Have a different Bank of America card in your wallet? You can still check what it covers. Find your card, see the travel insurance protection that may apply, and catch any gaps before your trip. Check your Bank of America card now.
Don't See Your Bank of America Card? Check It Here

Barclays Travel Cards: Check Your Coverage Before You Go

Barclays' airline and premium cards each come with their own flavor of travel protection, and I always recommend double-checking yours before assuming you're covered. Choose your Barclays card, review what's included, and catch any gaps early. Check ...

 
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The Luxury Black card lives up to its name in a lot of ways, but travel protection isn't always where people expect it to be. See exactly what's covered before you count on it for your next trip. Review your travel insurance coverage now.
Luxury Black: Check Your Travel Insurance
 
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Heading to the islands with your Hawaiian Airlines World Elite Mastercard? Before you assume you're fully protected, check what travel insurance coverage actually comes with it. Review your travel insurance coverage now.
Hawaiian Airlines World Elite: Check Your Coverage
 
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Flying JetBlue with the Plus card? It's worth confirming exactly what travel protection is built in before your next trip, rather than assuming you're set. Review your travel insurance coverage now.
JetBlue Plus: Check Your Travel Coverage
 
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If you're using the Wyndham Rewards Earner Business card for work travel, take a moment to check what it actually protects — and what it doesn't — before you're on the road. Review your travel insurance coverage now.
Wyndham Rewards Earner Business: Check Your Coverage
 
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Carrying a different Barclays card? You can still see what it covers. Select your card, review the travel insurance protection that may apply, and spot any gaps before you travel. Check your Barclays card now.
Don't See Your Barclays Card? Check It Here

Capital One Travel Cards: Know Your Coverage

Venture and Spark cards from Capital One can come with genuinely useful travel perks, but coverage depends entirely on which card you're carrying. Find yours below, see what protection may already apply, and check for any gaps before you book. Check ...

 
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Venture X gets a lot of love for its travel perks, and honestly, I get why — but I'd still check the fine print before your next trip. See exactly what your card covers and where the gaps might be. Review your travel insurance coverage now.
Capital One Venture X: Check Your Travel Insurance
 
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Running business trips through your Venture X Business card? Confirm what's actually protected before you lean on it, so there are no surprises mid-trip. Review your travel insurance coverage now.
Venture X Business: Check Your Travel Insurance
 
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Your Venture Rewards card can come with handy travel protection, but it's not the same as a standalone insurance policy. Check what's covered before your next trip and see if anything important is missing. Review your travel insurance coverage now.
Capital One Venture: Check Your Travel Insurance
 
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Booking work travel on your Spark Miles for Business card? Take two minutes to see what protection is actually built in before you head out. Review your travel insurance coverage now.
Spark Miles for Business: Check Your Coverage
 
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Have a different Capital One card? You can still check its travel insurance coverage. Find your card, review what may be covered, and identify potential gaps before your trip. Check your Capital One card now.
Don't See Your Capital One Card? Check It Here

Chase Travel Cards: Check Your Coverage Before You Travel

From Sapphire to United-branded cards, Chase covers a lot of ground for travelers — literally. Coverage still varies by card though, so find yours, compare the travel protection it may offer, and look for gaps before your next trip. Check your Chase ...

 
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The Sapphire Reserve is one of the most recommended travel cards out there, and I understand why — but even great cards have limits. See exactly what yours covers before your next trip. Review your travel insurance coverage now.
Chase Sapphire Reserve: Check Your Travel Insurance
 
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The Sapphire Preferred has earned its reputation as a solid travel card, but its coverage has its edges too. Check what's actually protected before you rely on it for your next trip. Review your travel insurance coverage now.
Chase Sapphire Preferred: Check Your Travel Insurance
 
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If you're putting business trips on your Sapphire Reserve Business card, it's worth confirming exactly what protection comes with it before you travel. Review your travel insurance coverage now.
Sapphire Reserve Business: Check Your Coverage
 
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Flying United a lot with the Club Infinite card? Lounge access is great, but check what travel insurance is actually included before your next flight. Review your travel insurance coverage now.
United Club Infinite: Check Your Travel Insurance
 
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The United Quest card bundles in some nice travel perks alongside its airline benefits. See what's covered before your next trip, and where you might want a little extra protection. Review your travel insurance coverage now.
United Quest: Check Your Travel Coverage
 
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Carrying a different Chase card? You can still check what it covers. Find your card, review the travel insurance protection that may apply, and catch any gaps before you travel. Check your Chase card now.
Don't See Your Chase Card? Check It Here

Citi Travel Cards: Find Out What Your Card Covers

Citi's Strata and AAdvantage cards can differ quite a bit in their travel protections. I'd rather you know exactly what you're working with before you leave than find out mid-trip. Check your specific Citi card now.

 
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Strata Elite is one of Citi's stronger travel cards, but “stronger” isn't the same as “complete.” Check exactly what's covered before your next trip. Review your travel insurance coverage now.
Citi Strata Elite: Check Your Travel Insurance
 
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Your Strata card can offer some real travel value, but it's worth confirming what's actually protected before you count on it. Review your travel insurance coverage now.
Citi Strata: Check Your Travel Insurance
 
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Booking a trip with your Strata Premier card? Take a minute to see what coverage is built in, and where the gaps might be, before you travel. Review your travel insurance coverage now.
Citi Strata Premier: Check Your Travel Insurance
 
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Flying American a lot with the AAdvantage Executive card? Check what travel insurance is actually included before your next flight, not after. Review your travel insurance coverage now.
AAdvantage Executive: Check Your Travel Coverage
 
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Have a different Citi card? You can still check what it covers. Find your card, review what may be covered, and identify potential gaps before your trip. Check your Citi card now.
Don't See Your Citi Card? Check It Here

More US Credit Cards: Don't See Your Bank?

Your card may still have travel protection even if your bank isn't featured above. Select your issuer, find your card, and check what coverage may apply before buying separate travel insurance. Find your card now.

 
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Using your Bilt Rewards card for travel? You can still check exactly what it covers. Select your card and see what protection may apply before your next trip. Check your Bilt Rewards card before you travel.
Check Your Bilt Rewards Card: Travel Insurance
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Traveling with a Discover card? It's worth a quick check to see what travel protection, if any, comes attached to it before you rely on it. Check your Discover card before you travel.
Check Your Discover Card: Travel Insurance
 
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Have an HSBC card in your wallet? Take a minute to see what travel coverage may apply before your next trip, so there are no surprises. Check your HSBC card before you travel.
Check Your HSBC Card: Travel Insurance
 
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Carrying a Robinhood card? Check what travel protection may be built in before you count on it for your next trip. Check your Robinhood card before you travel.
Check Your Robinhood Card: Travel Insurance
 
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Traveling with a Truist card? See what coverage may already apply before you consider buying anything extra. Check your Truist card before you travel.
Check Your Truist Card: Travel Insurance
 
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Have a U.S. Bank card? Take a moment to check what travel protection may already be included before your next trip. Check your U.S. Bank card before you travel.
Check Your U.S. Bank Card: Travel Insurance
 
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Military families and veterans traveling with a USAA card should still double-check what's actually covered before relying on it for a trip. Check your USAA card before you travel.
Check Your USAA Card: Travel Insurance
 
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Carrying a Wells Fargo card? See what travel coverage may already apply before you buy a separate policy. Check your Wells Fargo card before you travel.
Check Your Wells Fargo Card: Travel Insurance
 
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Have a PNC Bank card? Check what travel protection it may already include before your next trip, so you know exactly where you stand. Check your PNC Bank card before you travel.
PNC Bank Visa Debit Card