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The Ultimate 2026 Winter Capsule Wardrobe - Budget Edition

Purple Star emoji 19 items
The current economy these days is giving blah. The job market is not looking great, but that doesn't mean we can't look stylish all through the winter months. This list is perfect for those who are looking to always look pulled together without the e...
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Tops

 
Kel Choi profile picture
You can never go wrong with a well fitted cardigan in neutral shades. This one does come in a bright pink if you're looking for a pop of color.
CashSoft Crop Cardigan
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Kel Choi profile picture
I love buying a few mocknecks in neutral shades as a layering piece. I'm always cold in the office so layering is a must!
Women's Drapey Rib Skimming Long Sleeve Mock Neck
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Kel Choi profile picture
This is another great layering piece! I love to pair this with dress pants and a blazer for the office.
Women's Cap Sleeve Drapey Rib Fitted Funnel Neck Tank
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Kel Choi profile picture
There's nothing better than a classic, crisp button-down shirt. I own them in the basic colors such as white, black, and oxford blue.
Riley Ii Tailored Shirt
 
Kel Choi profile picture
Every closet needs a denim shirt. For the winter, I love switching over to a darker wash and throwing a sweater over top.
The Everyday Denim Shirt
 
Kel Choi profile picture
Dress up a pair of jeans with a satin top and low kitten heels. I love the price point of this top. It does come in many different colors. But to keep it capsule theme, the black is perfect!
Satin Long-Sleeve Shirt | Regular | Reitmans
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Boots and Shoes

 
Kel Choi profile picture
These are giving luxe without the price. I have other Aquatalia boots and they are great for comfort and design.
Made In Italy Suede Lizetta Boots | Knee High Boots | T.J.Maxx
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Kel Choi profile picture
Barbour boots have long been a closet staple. I love them for the simplicity and timelessness. They are also very warm.
Made In Portugal Suede Willow Boots | Knee High Boots
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Kel Choi profile picture
I always keep a pair of basic moto boots in my closet. I like to pair these with boot but jeans, a t-shirt, and a longer duster coat for added warmth.
Made In Spain Suede Buckle Moto Booties
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Kel Choi profile picture
These are classic loafers that come in different colors. Loafers always pairs so nicely with dress pants for work or jeans for the weekend.
Kelsi Dagger Brooklyn Lens Loafers
 
Kel Choi profile picture
These were in my fall capsule wardrobe. I purchased another pair and keeping them in my office so I don't have to wear them outside. They've become my favorite indoor shoe!
LENI Tan Suede Square-Toe Ballet Flats
 
Kel Choi profile picture
Classic ballet flats work great with dresses, skirts or even dress pants. I love these patent ones for an elevated, dressier look.
DANSEUR Black Patent Ballet Flat

Bottoms

 
Kel Choi profile picture
This is the classic pencil skirt that every wardrobe needs. Even better at this price point!
Pencil Skirt - The Modern Stretch
 
Kel Choi profile picture
You can dress this up or dress it down. I personally love sequined skirts with crisp white button downs for dinner functions. Perfect for holiday season!
Midi Column Sequins Skirt
 
Kel Choi profile picture
A mini skirt paired with tall boots is a great weekend look. The elastic waist makes this an easy piece to wear.
Mini Skirt with Elastic Waistband
 
Kel Choi profile picture
These tailored Gap pants are perfect for the office or a more lux weekend look. Pair them with a Chelsea boot and cardigan set. They also come in two lengths!
Lightweight CashSoft Tailored Pants

Dresses

 
Kel Choi profile picture
Winter white is such a classic sweater dress color. Personally, for a capsule wardrobe, I love this dress in black. I'd pair it with a camel trench and tall black boots.
Cable-Knit Mini Sweater Dress | Gap
 
Kel Choi profile picture
This dress comes in grey and burgundy. Knowing me, I'd buy this black.
CashSoft Pointelle Turtleneck Sweater Dress
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Accessories

 
Kel Choi profile picture
This comes in black or brown. For a capsule wardrobe, I'd stick with either one of those colors. I love that it's either a shoulder or crossbody bag.
Hobo Bag
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