Benable — create shareable lists of things you recommend!
E.g., products you love, local businesses, travel recs - you can add anything to a Benable list!
Smart Money Moves (Mum Edition) 💰
13
items Practical, real-life money habits I use as a working mum 🤍
From stretching everyday spending to thinking more strategically about income and long-term growth these are small moves that quietly compound.
Sections
3
Stretch every £
Money Mindset & Budgeting Habits 📊
Think like an Entrepreneur 🧠
Stretch every £
Small spending tweaks that quietly compound over time.
One of my favourite habits is cashback stacking — using more than one reward system for the same purchase so the return works harder than the spend.
For example, I might buy a gift card through...
✨ My latest little money win ✨
I used to make small mortgage overpayments… then kids happened, life got expensive and everything felt like it went up except our wages 🤣
I started using Sprive last week and it basically turns everyday spending into...
Sprive Cash Back on Mortgage App ✨
💸 WeShop App
WeShop turns everyday online shopping into ownership.
Instead of just earning cashback, you earn real company shares through their ShareBack® model when you shop, recommend or invite others. It’s built as a community-owned platform, w...
WeShop
Yes… I’m recommending Benable on Benable 😅
But if you’re already sharing your favourite apps, books or finds, you may as well earn from it. I use it to turn everyday recommendations into affiliate income instead of unpaid influence.
Simple. Intent...
Benable
Vinted App ♻️
With two growing boys, things are constantly being outgrown.
I use Vinted to resell clothes and items we no longer need instead of letting them sit unused. It helps fund the next round of sizes without dipping into savings — and it’s f...
Vinted | Sell and buy clothes, shoes and accessories
Money Mindset & Budgeting Habits 📊
Because confidence with money starts in your thinking.
Tools, books and frameworks that help you feel in control of your finances — not restricted by them.
This is the app I use for investing for both myself and my boys.
It’s made building long-term wealth feel more accessible and less overwhelming as a working mum.
Moneybox
📖 Financial Feminist – Tori Dunlap
Such an empowering read, especially as a woman navigating money.
Practical, modern and very grounded — it focuses on financial confidence, independence and understanding how money systems work.
Financial Feminist by Tori Dunlap | Waterstones
If you want better budgeting habits without drowning in spreadsheets, this is a super pretty way to do it.
An undated finance planner designed for real life, monthly budget tracking, expense planning, savings goals, reviews and space for big spends ...
Cabana | Finance Planner
1
This book has become one of my go-to reads for building better money habits that actually stick. Rather than complicated finance theory, it breaks down budgeting, saving and spending in a way that feels doable — especially when life is busy and there...
Money Mentor by Anna Brading | Waterstones
Think like an Entrepreneur 🧠
Saving is powerful.
Ownership is transformational.
Resources and ideas that shift you from just managing money to growing it — thinking beyond budgeting and towards long-term wealth.
📚 Blinkist App
Perfect for busy seasons when I still want to grow but don’t have hours to read.
Blinkist breaks down big books into digestible summaries — especially helpful for financial and mindset reads that can otherwise feel overwhelming.
Blinkist: Best Book Summaries & Audio Book Guides
📖 Think and Grow Rich – Napoleon Hill
A classic for a reason.
This book really shifts how you think about money, belief and long-term success. It’s less about tactics and more about mindset — but that’s often where the real shift starts.
Think And Grow Rich by Napoleon Hill | Waterstones
📖 Your First Million – Arlan Hamilton
A powerful perspective on building wealth differently.
It challenges traditional narratives and encourages bigger thinking around ownership, opportunity and access.
Your First Million
This book challenges the idea that women should just “manage” money instead of build wealth.
It’s bold, practical and income-focused — less about saving pennies and more about expanding what’s possible.
A powerful read if you’re ready to think bigg...
We Should All Be Millionaires by Rachel Rodgers | Waterstones
INTELE TRAVEL ✈️
I signed up as an Intele travel agent originally to save on our own holidays but it’s also opened up commission income on bookings for friends and family.
If you’re already the one researching trips and sharing recommendations, this...
InteleTravel