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Hot Girls Who Budget $$$

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As a chronic overspender, I have definitely struggled with credit card debt over the years. I finally created a system to budget myself that really works and made me debt free! Sharing my tips and tools I use!
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My Favorite HYSAs

High-Yield Savings Accounts you NEED to have going into 2026. I budget by using 2–3 different bank accounts to separate my money. Each account is assigned to specific expenses like rent, food, my car, and savings. It's important that your main saving...

 
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Use my link to get up to $325 in cash bonuses with SoFi You'll get a $25 bonus when you open a SoFi Checking and Savings account, and either $50 or $300 when you set up eligible direct deposit of $1,000 or more.
Join Checking and Savings | You’ve been invited!
 
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I swear by Ally! Their Spending Buckets make saving for long term or short term expenses so easy. I have buckets for car expenses, future wedding funds, and my vacation savings.
Ally Referral: $100 Welcome Bonus
 
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Fidelity has different Cash Management Accounts to choose from. Fidelity is also great for brokerage accounts! They have many different products for anyone depending on their financial situation.
Fidelity: Elevate Your Financial Journey with Guided Investing and Rewards

Investing

Time in the market beats timing the market! You need to start investing, even if its just $10 per month, the most powerful force in investing is compound interest and time is the investor’s greatest advantage!

 
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Open an Active Investing account with $25 or more, and you'll get $25 in stock!
Invest Referral Program | You’ve been invited to use SoFi Invest!
 
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Sign up for Coinbase get $30 in Bitcoin (BTC)!
Start trading on Coinbase using this link and get $30 in BTC.
 
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Robinhood is a great app for investing small amounts in fractional shares! They also offer IPO, crypto, ETFs, and even retirement savings.
Join Robinhood with my referral link. Limitations apply.
 
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A micro-investing app that makes saving and investing simple for beginners by using features like "Round-Ups" to invest spare change from purchases and automated recurring investments, all within a user-friendly, robo-advisor platform that offers div...
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Credit Cards

While credit cards can definitely be risky when it comes to trying to stay on a budget, I think everyone should have at least 1-2 credit cards to build credit & to take advantage of some credit card rewards programs. I strictly use these cards for travel expenses (to be paid off immediately) so I can build up miles to use for future vacations!

 
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A must-have credit card for United frequent flyers!! Between the extra miles, United Club passes, group 2 boarding, and TSA pre-check reimbursement, I would sign up for this card over and over again!
United Credit Cards | Chase.com
 
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This recommendation doubles as a credit card and HYSA! You can automatically grow your Daily Cash back when you open a high-yield Savings account at 3.65% APY. Earn 2% Daily Cash back when you use Apple Card with Apple Pay anywhere!
Apple Card | Refer Daily Cash
 
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Earn unlimited 5% back on your Amazon purchases, 6% back when you choose Amazon Day Delivery, and redeem daily rewards!
Amazon.com: Amazon Store Card

Finance Tools

There are a lot of great apps for tracking your spending, they will even help create a budget to follow and review your subscription fees! 

 
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With smart budgeting, get real-time visibility into what you have to spend. Quicken helps you stay ahead of your money!
Quicken Simplifi
 
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Rocket Money empowers you to save more, spend less, see everything, and take back control of your financial life.
Find & Cancel Subscriptions, Track Your Spending, Create a Budget, and more | Rocket Money
 
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Intuit is a global financial technology company that builds software and platforms to help consumers, small businesses, and accountants manage their money!
Intuit®: Complete Financial Confidence
 
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Credit Karma is the all-in-one money management tool you need to track everything from spending to subscriptions.
Transactions, Spend and Net Worth Tracker | Financial Monitoring
 
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If you like to manually track your finances, and a cute notebook!
Cabana | Finance Planner
 
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Cute finance planner!
Wonder Finance Planner