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Places to Save Money
12
items None of this is financial advice. I have no formal expertise! Just things that have worked well for me personally!
Sections
5
Cash Back on Purchases
Investing & Saving
Taxes
Other
Travel
Cash Back on Purchases
Might as well get a little extra from your regular shopping!
This has been a great site to get some cash back on purchases when you shop through the portal. It does take time to get the cash back, I probably wait about 3 months or so to get a check in the mail. But, it's just bonus money! I wouldn't go buy things you weren't going to already! I will say closer to holidays they tend to have higher cash-ba... You can shop through the app or with their extension. I put in my link, when you have a referral they usually have a deal to get you and me some extra cash as a reward :)
Rakuten
Snap a pic of your shopping receipts and get some points back! You can redeem points for all sorts of gift cards!
Fetch Rewards
Enter those receipts for some cashback! Add relevant offers from your favorite stores/items prior, and then get some money back!
Ibotta
Investing & Saving
Manifesting financial security
Ally has been the best resource for me to save and organize my money! This is an online only bank, which had me nervous at first, but I've really had no issues with them in the past few years I've been with them! This is my high yield savings account. My favorite feature is the custom savings buckets. You can clearly organize and set goals for the money you want going different places. This helps me save each paycheck toward things like my emergency fund, car insurance, and travel. It takes away spending guilt when everything is accounted for. Plus the interest is higher than my credit union! I'm able to trasnfer out up to 10 times...
Ally
Love fidelity for investments! An employer had set this account up for my 403b and HSA, and I've kept it for years now! Love them! Great for traditional brokerage accounts and Roth IRAs too!
Fidelity Investments
Had this account since I was a kid! Great for the everyday stuff! They have loans and credit cards too. Personally the were our best option for a mortgage when buying our first home, we didn't have to pay PMI with our loan which was a relief!
Navy Federal Credit Union
Taxes
Taxes are never fun, but might as well find the best places to do them!
We've been using them for years now and I love Free Tax USA! I used to use free TurboTax when I was in high school/college, but then they started charging me money on the little I made so I switched! This gives free federal filing, and state filing is $16! I usually add some audit protection just for peace of mind for maybe $15-20? I used them when I was single, now married filing joint. We also used them for MN and VA, and the years we were moving between them. Would definitely recommend! I'm fairly sure they don't lobby to make taxes so difficult like the bigger companies.
FreeTaxUSA
Other
Odds and ends
I've used Depop for years! I really intensely used it at the start to sell clothing and collectibles to save money for a move, and lessen my packing! If you put in the time and have good pricing, inventory, and customer service it works pretty well! ... If you have the time though it's worth it! --- On the flip side, it is a nice place to shop too! For me it helped me find band merch that's hard to find or getting good deals on unique stuff! I've also found it to be a good way to get more expensive brands for less. It's kind of like thrifting but with a search button! And it feels nice to pay people money more directly, not just a store.
Depop - Buy and Sell
Travel
Don't take this as advice to gets lots of credit cards. ONLY USE THEM IF YOU CAN PAY OF THE BALANCE. Use the system for you own advantage, don't give these companies money in interest.
This one is a $95 annual fee and the card helps advantage points for travel, has a $50 annual credit towards a booked hotel, and some other cash back and perks! I'd advise getting this when there's a nice sign-up bonus! Saving points with a few cards is what allowed my husband and I to have a fully covered honeymoon as far as hotel, flights, and rental car go! It takes time to learn the travel cards but I've...
Chase Sapphire Preferred Credit Card
I've had this card a few years now and it's been one of my favorites! No annual fee and connects with the Chase Sapphire to basically earn more points on certain items, and then I can use them in a more advantaged way through my Sapphire card for tra... I think my best way to use points now are to use them in the Chase Travel Portal for rental cars and certain hotels, or transferring to my Hyatt Chase card for some REALLY good deals on their hotels. Anyways the Freedom card is a great beginner card ...
Chase Freedom Credit Card
Love a Hyatt! I have the Hyatt Chase card which gave a nice sign-up bonus and I can use points from my Chase Sapphire Preferred. This is a great way to stay in hotels that are all pretty nice across of the board, and some are quite a deal to book in ...
Hyatt Hotels and Credit Card
I really liked City Pass for our Seattle trip, it allowed us to pay 1 price and pick a few activities at a discount. I think we used this for like the Seattle Aquarium, Chihuly Garden and Glass, and the Muesum of Pop Culture. All were great and it was nice to save a little money on places we already wanted to go! Thre are other activities to choose from too and in ...
City Pass