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Essential Tools for Financial Independence

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To achieve financial independence and empowerment, we need to look beyond savings but also smart investing and habits that fit seamlessly into your busy life and schedule. Here are some of the financial services I use and recommend!
 
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Pepper Money has been our long term mortgage broker who has helped us find the best mortgage loan rates with annual chats to discuss our investment plans.
Pepper Money
 
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NAB Credit Cards are one of the best ways we found to build up our frequent flyer points. Make sure to take advantage of their large bonus sign up points and to know when the best conversion periods are.
National Australia Bank
 
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If you like travelling, Point Hacks is my number one read on-the-latest flight updates and advice on how to best use our frequent flyer points. Sign up for their newsletter to always stay on top the best financial and travel deals!
Point Hacks
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CommSec Pocket is my favourite investment app for easy ETF investments. You don't need to be an stock market expert to invest. You just need to do your research before investing, set up a regular investing plan and watch your hard work compile and co...
CommSec Pocket
 
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Spaceship - easy ETF investments with just a few dollars. Perfect for 16 - 60 year olds! Investing is made very simple with this app.
Spaceship — Investing, made easy, for everyone
 
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40% off my bill? Why don't mind if I do! Eat Club has been my go-to-app for years with discounts offered for dine-ins and takeaways. I highly recommend using this app for those wanting to save but still want to live life to the fullest!
EatClub: The Best Restaurants with Deals in Australia
 
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Frollo is one the best budgeting app you can use to track your spending. Highly recommend for those who want to track their spending.
Frollo money management app