If you’re trying to get your money together or make a little extra on the side, these are the apps and tools I actually use and recommend. Nothing random—just simple ways to make, save, and manage your money that I’d genuinely tell a friend to try.
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đź’¸ Apps That Actually Make Me Money
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đź’ł My Credit Cards
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🏦 Banks I do business with
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đź“Š Tools That Help Me Stay On Track
đź’¸ Apps That Actually Make Me Money
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Hands down the best cash-back extension/app out there! Consistently pays and its totally free! Use my referral link and we'll BOTH get a $50 bonus when you spend at least $50 with Rakuten. Win, win right? :)
Rakuten
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Similar idea as Fetch - scan receipts, earn points, cash them out as gift cards! Can also earn points by playing games!
Frisbee Rewards
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Best deals and cash back on so many stores and merchants!
Ibotta
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Take surveys and earn cash! Super low payout threshold, so it doesn’t take forever to earn and cash out!
AttaPoll – Paid Surveys
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SO easy to earn HUGE percentages of cash back on gas, groceries, and even some restaurants!
Earn every time you shop: Gas, grocery, and food | Upside
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Scan your receipts and earn gift cards!! So easy and fun!
Fetch Rewards
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One of the EASIEST survey sites to earn cash! Usually only two or three questions per survey. You can also scan or email receipts to earn cash. Once you hit $2 they payout via PayPal. I usually get a payout at least once a month!
Google Opinion Rewards
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Another GREAT survey-for-cash app! Use my code UEWB9X and unlock a short $1 survey just for signing up!
Eureka Surveys
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One of my new favorite money-making apps! Earn coins that can be turned into cash just by getting your steps in every day! Genius!
WeWard
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Your closet has $$$ waiting to be made! If it doesn’t fit or you don’t wear it anyway, you might as well make some extra cash off of it!
Poshmark
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The OG site for selling your things online! I’ve only sold on eBay for a few months and have already had some great success. Can’t hurt to give it a try!
eBay
đź’ł My Credit Cards
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This is my go-to, catch-all credit card for general purchases. Earns 3% cash back on dining and drugstores, 5% on travel, and 1.5% on everything else!
Chase Freedom Unlimited Credit Card | Chase.com
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I use this for all business expenses related to my self-employment income! Earn points on everything. Use my Amex referral link and we could both earn rewards if you are approved and get a card.
Blue Business Plus Credit Card from American Express
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The first credit card I ever opened! Earns 2% cash back on everything!!
Cash Back Credit Card - Active Cash Visa® Card Wells Fargo
🏦 Banks I do business with
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My general checking account that all my money goes in and out through!
Chase Total Checking® Account
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My high-yield savings account (HYSA)! If you don't have your savings parked in a HYSA, you're crazy! :)
CIT Platinum Savings Account - FDIC-insured
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I don’t typically keep any cash in my PayPal account, but I use it ALL the time for my transactions. Makes things so much quicker!
PayPal
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Most people nowadays use it, but for good reason - it’s the best and quickly sending and receiving money!
Get $5 when you send $5+ with Cash App. Create your account with my code: SPGCXZJ
Cash App
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Another one that most use already, but it’s equally great!
Venmo
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I have my Roth IRA with Vanguard and have had no issues whatsoever!
Vanguard
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My taxable brokerage is with Fidelity!
Fidelity Investments
đź“Š Tools That Help Me Stay On Track
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My favorite budget software/app by far! I love the user interface, the amount of analytics you can monitor, and the flexibility & customization they offer in their budgeting approach. Use my referral link to get 50% off your first year!
Monarch
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Xero is a newer addition to my finance tools, but has already been so, so helpful and worth every penny! Knowing that every penny of income and expenses in my self-employment business is accounted for takes so much stress away.
Xero
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Sometimes nothing beats a good spreadsheet for tracking data, and I love using Google Sheets for mine! So easy to pull up and edit sheets from anywhere with WiFi!
Google Sheets
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I've used TurboTax to file my taxes the last few years and they make it so easy! Use my referral link to get 20% off!
