When it comes to my hotel picks, I like to keep it flexible—because sometimes you’ve got the Benjamins, and sometimes you’ve got the points. My recommendations include spots where you can splurge with cash, cash in those hard-earned loyalty points, or mix it up with a points + money combo. Think chic stays, budget-friendly luxe, and clever redemptions that make you feel like you’re living the suite life without draining your wallet (or your points balance).