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Becoming financially responsible starter pack

Purple Star emoji 19 items
Because they don’t teach you finance in school, so you need to go find out yourself!
Sections
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Apps

 
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All things budgeting, money habits, organisation, pots! We love snoop
Snoop money management app | Track spend, save cash & budget
 
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second hands are just as good as firsts!
Depop - buy, sell, discover unique fashion
 
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Love this app because of all the pots you can have. That way I allocate money to things I want/need every month, reducing the risk of me overspending. Great bank!
Download
 
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I have a Ba Amex card to help build my credit score. Something they don’t teach in school. Credit cards won’t get you into debt if you know how to handle your money well! Plus my BA Amex card builds my avios point meaning I can get money off flights!...
American Express
 
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LOVE this app, can find great deals on all things beauty, skin, hair and more! great way to save money on maintenance
Treatwell App | Treatwell.co.uk

Books

 
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can't talk about money without talking about this book! Great foundational book for shifting your mindset on money.
Rich Dad Poor Dad: What the Rich Teach Kids
 
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Not specific to finances but building good habits is always a great foundation for making better financial decisions
Atomic Habits: Life-Changing #1 Bestseller
 
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breaks down the fundamentals of earning, saving, budgeting, borrowing and investing in very plain language
Personal Finance For Dummies
 
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Focuses on cleaning up debt, building budgeting habits and getting finances under control. Great if you want a practical, step-by-step plan to improve your financial health.
The Total Money Makeover: Classic Edition
 
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Helpful for younger adults or people new to budgeting, saving, investing, and planning ahead
Get a Financial Life: Personal Finance Guide
 
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Useful if you’re young and want a better understanding on: savings, investing, debt management, property-buying basics, etc
Personal Finance In Your 20S & 30S Fd P

Templates

 
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More of a visual person? Using budget templates can really help you see what areas you could be improving on financially!
Budget Templates - Etsy UK
 
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Because its nice to have visual templates for your savings!
Savings Pot Template
 
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for those that have savings and want to start  investing!
Investment Template - Etsy UK

People

 
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Honestly my favourite person on social media in her 20s who helps break down investing, savings and budget super well. Mia is 24 with 120k in savings/investments. Such a girl boss!
Mia McGrath (@miarosemcgrath)
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Steven along with his features have soooo many conversations around money, the psychology behind him, tips to build it. Must watch!
The Diary Of A CEO with Steven Bartlett - Podcast

Items

 
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no more buying plastic bottles, reuse and save money !
OMNIA Vacuum Insulated Stainless Steel Water Bottle, 2 Lids (Straw & Spout) Leakproof, BPA-Free, Reusable Flask, Hot & Cold Thermos for Sports, Gym, Travel, Outdoors - TikTok Shop
 
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goes hand in hand with a metal water bottle. helps reduce your need to buy plastic water bottles and save money!
Water Filter Jugs
 
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One way of managing money better? MEAL PREP. Personally glass containers are better than plastic. Better quality, less harmful to your body & environment, doesn’t stain. Love them
Glass Food Storage