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Financial Glow-Up: One Hack at a Time.
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Lulu juma profile picture
Lulu juma
These are the money habits, tips, and tools that helped me go from just getting by to building security and peace of mind. From setting up an emergency fund in a high-yield savings account with no debit card (game-changer!) to automating deposits bef...
 
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Emergencies aren’t a maybe,  they’re a when. Whether it’s replacing a broken dishwasher, a surprise ER visit, or your car deciding it’s done for the day… life will absolutely test you. And having a growing fund set aside just for those moments? It’s peace of mind like no other. ...
Emergency Fund Account-Because Dishwashers Die & Cars Catch Attitudes.
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You wouldn’t skip a tune-up for your car, so don’t ghost your own body. 💅 Your health is your wealth—and using your insurance for regular check-ups is one of the smartest (and most overlooked) financial moves you can make. Most plans cover preventiv...
Book the Check-Up, Babe (Your Body Pays)
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Before the bills hit, before the Target stroll, before life decides it has plans for your money you pay you first. It’s simple, powerful, and honestly life-changing: 👉 Set up a % of every paycheck to go straight into your savings or investment accou...
Autopilot Rich Auntie Energy.
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Gone are the days when my paycheck came in and ghosted me by Tuesday. 👻 Now? Every dollar has a job and it’s working for me, not the other way around. Here’s my soft-but-strategic budget breakdown: 60%: Must-haves (bills, groceries, Ollie’s gourmet ...
My Glow-Up Plan for Every Paycheck 💅
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Here’s the truth no one puts on a Hallmark card: You can love someone and still say no. Setting financial boundaries doesn’t make you selfish, it makes you safe. Safe from resentment. Safe from overdraft fees. Safe from enabling patterns that drain y...
Financial Boundaries Are Self-Love 💳
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Want to feel way more motivated to save or invest? Rename your accounts. Seriously "Savings 001" isn’t moving anyone. But “Spoil Me Softly” or “Freedom Fund”? Ohhh she’s in her era. Here’s how I renamed mine: “Treat Yo’ Self (But Not Yet)” for my spl... The Psychology of Money  by Morgan Housel.
Name Your Accounts Like a Main Character 🎬💸
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I don’t always feel like investing but my auto-transfer doesn’t care. And that’s exactly the point. Every payday, a set amount quietly leaves my checking and heads straight into my investments. No thinking. No forgetting. No “Oops, I’ll start next mo... Want to learn how to make investing simple, powerful, and panic-free? Check out The Simple Path to Wealth by JL Collins. It changed everything for how I think about money, and it’ll do the same for you.
Auto-Invest, Auto-Blessed (No Missed Compound)
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You know that thing you really wantbut feel guilty splurging on? A trip, a luxe candle, or that dream cardigan? Meet the Spoil‑Me‑Slowly Fund 💁🏽‍♀️ I started stashing a little each paycheck just for that joy purchase. No guilt, no stress. It’s inte...
Spoil-Me-Slowly Fund: Intentional Indulgence
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12 Months of Wireless for the Price of 1: Mint Mobile Hack Description: One of my all-time favorite money hacks: I ditched the monthly wireless bills and switched to Mint Mobile’s unlimited plan, paying just $180 upfront for 12 months. That breaks d...
12 Months of Wireless for the Price of 1: Mint Mobile Hack
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✨ 1.1 cu. ft | 1000W | Turntable | Push-Button Door | Child Safety Lock 🖤 Sleek black & stainless steel design ✔️ Amazon’s Choice Scored this beauty open-box/used for $95 (regularly $134). Don’t sleep on Amazon’s open box/used section-you can s...
BLACK+DECKER EM031MB11 1000W Digital Microwave
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• Bulk Value: 300 AA 1.5V alkaline batteries – stock up and save more • Long Shelf Life: Reliable 5-year shelf life for emergency storage or everyday use • Industrial Strength: Designed for professional or heavy-use environments • Versatile Power:...
Amazon Basics 300-Pack AA Alkaline Batteries
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Quoted $5,190 for both eyes at LASIKPlus, but the final cost was much lower thanks to multiple discounts: • $1,000 off their anniversary special • $1,000 off through my United Healthcare medical insurance • Optional friend referral discount • 12-mont...
LASIKPlus Vision Correction – My Experience & Savings Breakdown.
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I share fun retail vs thrift price comparisons, hidden gems, and second-chance fashion finds over on TikTok. If you love smart shopping, sustainable style, and seeing what’s actually worth buying, this is for you. 👉 TikTok: @secondchance.find
Second-Chance Style: New vs Thrift Finds
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