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Need Extra Cash? Find Your Perfect Side Gig

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My favourite books when it comes to making some income on the side, for whoever craves financial freedom!
Sections
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Stock Investment

This section is dedicated to books that have helped me understand better how to invest in stocks to make passive income from dividends and stock price appreciation while reduce the risk of potential investment losses.

 
Lisa Migawa profile picture
Steven Bavaria, with The Income Factory book opened my eyes on realising that it is possible to invest in dividends but also have a portfolio that grows in value over time. I definitely recommend reading this book if you are interested in passive inc...
The Income Factory: An Investor's Guide to Consistent Lifetime Returns
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Lisa Migawa profile picture
I found the strategy to identify truly reliable dividend growth companies very helpful for structuring a long-term passive income portfolio, moving beyond just chasing the highest yields. 

While the zero-rate market context is now less current, the core principles for evaluating quality dividend growth investing stocks are timeless and worth the read.
Dividend Growth Investing: Steady 8%/Year
 
Lisa Migawa profile picture
This book excels at demystifying the basic concepts of passive income, making it perfect for someone who has never bought a stock and needs a step-by-step primer on setting up a portfolio.

It successfully establishes a solid foundation for dividend investing, but serious investors will need more advanced resources to develop complex strategies later on. I loved the read!
Dividend Investing for Beginners: Build Strategy & Achieve Passive Income
 
Lisa Migawa profile picture
If you are looking into investing in ETFs and some stocks, I highly suggest the Trading 212 platform.

This beginner's guide can help you to understand the basics (especially if you are a European investor), in the most simple way, without any fluffs and with screenshots. I highly recommend it!
A Beginner's Trading 212 Guide for Europeans

Online Marketplace

This section is dedicate to the books I have read relating to online marketplaces, such as Etsy, that have helped me in developing a small side hustle that provides me with some extra monthly income.

 
Lisa Migawa profile picture
This is the best book I have found when it comes to starting a side hustle on Etsy. It is written in a very simple and understandable manner by a top 1% seller on Etsy platform.
The Ultimate Guide to Selling on Etsy: How to Turn Your Etsy Shop Side Hustle ...
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Lisa Migawa profile picture
Amazing book for Etsy newbies! If you are thinking of starting a shop on Etsy or just started one but you do not know what to do next, then I highly recommend this book.

Noelle and Jeanne are great at explaining the detailed processes of Etsy in a simple and easy-to-understand manner. I myself wish I had found this book earlier, even though it still helped me a lot, even as someone that at that time had already some ...

The book talks about how you can get motivated when you do not make much profit, which I found to be nice as it shows that the authors are realistic and down-to-earth with their understanding of the platform. But at the same time they also emphasise ...

I hope you all enjoy this beginner book as much as I did, thank you for reading <3
Etsy for Beginners: Ultimate Guide Book 1
 
Lisa Migawa profile picture
It’s a solid crash course that breaks down complex prompting techniques into plain English, making it genuinely useful if you're feeling overwhelmed by tools like ChatGPT. The four-day structure is great for building confidence quickly, though the mo...
AI Guide for Beginners: Use AI Prompts & Master AI

Crafts

 
Lisa Migawa profile picture
If you’re a maker who dreams of turning passion into profit, Sell Your Crafts Online isn’t just a book, it’s a roadmap.

I particularly enjoyed how this book starts from the very basics of finding a craft that you enjoy working on, but then also focuses on how to market the idea, by using the Internet and online methods such as SEO etc…

So basically it will help you from start to finish in your online business, not just how to start, but also how to optimize your profit in the long-run.
Sell Your Crafts Online: Handmaker's Guide
 
Lisa Migawa profile picture
This book proved invaluable for sparking my creativity by providing me with concrete examples of successful side hustles far beyond the standard gig economy suggestions. This is not something I found in other books! 

It’s perfect for generating initial inspiration and motivation, although it won't walk you through the deep, complex logistical steps of starting any single business.
100 Side Hustles: Ideas for Extra Money
 
Lisa Migawa profile picture
This book is excellent for woodworkers who are skilled makers but completely new to the business side of crafts, offering surprisingly detailed advice on pricing and where to actually find profitable customers beyond Etsy.

While the wood-specific sections are great, the advice on finding and selling to interior designers is worth the price of the book alone for serious sellers.
Make Money with Wood Crafts: Sell on Etsy & Amazon

High-Yield Savings

High-yield savings accounts can be a very good investment and side hustle opportunity for those that want a typically-low-risk return. Please note that even though these products are pretty safe and that I invest in them, your capital is still at ris...

 
Lisa Migawa profile picture
Right now Monefit Smartsaver is my favourite high-yield savings account! This is mainly for these three reasons: Firstly, CreditStar Group, the investment company behind the Monefit product, is a reliable company with a stellar track record.

Secondly, the interest is compounded daily, meaning every day I am paid my interest and this is added to my capital instantly, meaning I am getting increased gain everyday during my investment.

Thirdly, which is probably the most important for me, the invested amount in the SmartSaver plan is withdrawable at anytime. The only caveat is that you can withdraw instantly up to 1,000 euros per month. If you need to withdraw more than that, you w...

Please note that you can get up to 10.50% APY back at the moment with Monefit, but that can only be achieved by locking up your money for a set amount of time, something which I am not interested in doing at the moment, but could be the right move fo...

If you want to ask me any other questions regarding this product, I'd be happy to reply in the comment section, as I've been using this product for quite a while now! Happy investing and I hope that I was of help to you with this review :)
Monefit SmartSaver: 7.5% yearly interest, withdarawable anytime!
 
Lisa Migawa profile picture
Bondora Go & Grow was the first high-yield savings account that I invested in. I can only recommend positively this company and their product. They have an amazing track record and in my opinion are the ‘safest’ (capital still at risk!) of all of...

During the COVID pandemic, they stopped withdrawals for only 14 days, without any reduction in their interest returns on client's invested funds. That is pretty awesome if you ask me! Having said that, of course the 6% might not be a life-changing am...

The only withdrawal requirement is that you have to pay 1 euro per withdrawal request, that's it! Another nice reasurance is that Bondora AS (mother company of Bondora Capital), is regulated under the Estonian Financial Supervision Authority (since 2...

Give it a try and let me know, but with this stellar track record from Bondora, I do not expect any issues anytime soon.
Bondora: Up to 6% p.a. returns, withdrawable anytime!
 
Lisa Migawa profile picture
Even though this is not a savings account in technical terms, I decided to add it to this list as I can personally recommend Debitum as a safe investment with low risk of losing your invested funds.

They have never had a lender default and are also now a certified platform for peer-to-peer lending. At the moment I am getting 10.40% in interest on my investments, which are only locked for the coming three months and repayment, plus interest, is a...

I could get up to 15% interest rate but I prefer to not lock my funds for more than three months and to get my interest and repayments paid daily.

At the time of writing this, Debitum is my favourite P2P lending platform of all. Feel free to visit their website through the link I am providing here and deposit a small amount to start seeing your interests trickling in bit by bit everday, it's th...
Debitum: Regulated High-Yield Lending Platform