In this economy, we need all the savings we can get. These are the everyday apps and tools I use to save money, earn cash back, and make my money work a little harder. I’ve also included a few that didn’t quite work for me but might be perfect for yo...
Sections
5
Cash Back & Gas Savings
Receipt & Grocery Rewards
Banking, Saving & Budgeting
Investing for Beginners
Side Hustles & Creator Income
Cash Back & Gas Savings
Easy money back on things you’re already buying.
Cash back for online shopping at tons of stores. I use it for clothes, gifts, and holiday shopping.
Cashback with Rakuten
Cash back on gas, groceries, and dining. This is my go-to for filling up.
Earn money on gas and food
Automatically finds coupon codes and sometimes gives cash back at checkout. I usually find the best promo codes here!
Honey
Receipt & Grocery Rewards
Turn everyday spending into points and gift cards.
Cash back for groceries when you submit your receipt. Great for Target, Walmart, and Publix trips.
Ibotta
Scan any receipt and earn points toward gift cards. Super low effort.
Fetch | America's Rewards App | Get Free Gift Cards
Earn points for walking into stores, scanning items, and purchases.
Shopkick | Download App
Banking, Saving & Budgeting
Tools that help organize money and make saving easier.
One of my favorite high-yield savings options. $25 when you sign up with my link, plus up to $300 with direct deposit. Great way to let your money grow without thinking about it.
SoFi - Join Checking and Savings | You’ve been invited!
Easy online banking with strong interest rates and “bucket” style savings for different goals. I don't use this one, but was recommended this one. I have s few friends who love it!
Ally
A true all-in-one money app for budgeting, investing, net worth, and estate planning. I checked this out after it was recommended to me and it’s very impressive. It just wasn’t the right fit for my personal setup, but I get the appeal.
Origin Financial | All‑in‑One Financial Platform for Budgeting, Investing & AI ...
A beautiful, modern budgeting and net worth tracker. Amazing for couples or anyone who wants clean visuals and real accountability.
Monarch: Track, budget, plan, and do more with your money
The name says it all! For anyone who really wants hands-on control of their spending and budgeting.
YNAB (You Need A Budget)
A simple, no-frills budgeting app if you want something easy to stick with.
Everydollar
Investing for Beginners
Low-stress ways to start investing without needing to be an expert.
Invest your spare change automatically. Great for beginners!
Acorns
Easy entry into investing if you’re more hands-on.
Robinhood
Great for long-term and custodial accounts for kids.
