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Essentials for Saving, Investing & Side Hustles 💵
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items As a young autistic woman, I have limited income and am trying to learn personal finance for the first time! Below is a list of everything I've found useful in my journey with money and investments x
Sections
6
Money Apps 📲
Education 📖
Tools 📝
Free Trails 🆓
Earn Extra Cash💲
Savings Around the Home 🏠
Money Apps 📲
Applications I personally use to save, invest and earn cashback!
I love using Raiz to invest in the stock market as they have a round up feature that makes it feel so easy! Use the link for a $20 sign up bonus ❤️
Raiz Invest Australia
I prefer to use ubank for my side hustle business account as they offer great interest rates. They currently have an intro offer of 5.10%pa interest using this link! Use my code: LTMZCCB & make 5 purchases for a $30 bonus as well <3
High Interest Savings Account - ubank
The best budgeting app that is completely free to use and has no ads! I use this app to track all of my expenses as I prefer their auto-categories to other apps.
Frollo Budgeting App
This app allows you to scan receipts from your everyday purchases and earn instant cashback! You can also write short reveiws and take photos to earn cash too. I use this app within Australia but it has expanded to many different countries 🌎
Shping
I love how easy Shopback is to use and they offer really good cashback rates % This link is a referral link to signup and receive a bonus! (t&cs apply)
ShopBack - Cash back app
The best and longest running cashback site in Australia. They offer competitive cashback rates % and a generous referral program! Use this link to sign up :)
TopCashback Australia
Education 📖
Everything I have read, want to read, watched or listened to about money, savings and investing💰
A great book about investing that has a fresh approach.
Friends That Invest
Perfect for people that want to reassess their finances and really look at the big picture of how your money dictates how you spend your life.
The Guide to Financial Literacy
A must have book if you also have ADHD like me! Money can be so difficult but understanding how your ADHD impacts your finances is the first step in changing your habits <3
ADHD Money
I follow Amy on Instagram and Youtube and find her content really inspiring and easy to follow. It feels like she's a few steps ahead which is the perfect person to take advice from.
Amy │ Aussie Side Hustles 📲
Vincent makes really great content with simple to follow concepts. I find myself inspired after watching his Youtube videos.
Vincent Chan - Youtube
I really enjoy Mark's content and find that he is straightforward and honest about his experiences with different money making ventures.
Mark Tilbury - Youtube
Tools 📝
Tools I to use to keep my finances organised and track goals ✨
This expanding file is a great space saving option for storing important documents and bills. Filing your receipts and warranties for bigger purchases can save you a lot of stress and money if you ever need to return or refund the item!
Expanding File Organizer
A fun and colourful way to reach your savings goals! I recommend setting up an automatic small recurring amount to a savings account, but doing this challenge simultaneously would help you meet your goals much faster!
Savings Challenge Book
This ‘annoying’ money box makes it easy to place your spare change in one place, but a lot harder to get it out. Perfect for those of us with ADHD/Autism that may need extra support with savings/delayed gratification.
3D Printed Money Box Safe
Free Trails 🆓
Use these Free Trial offers to access books, movies, streaming and more without spending a penny. Just make sure to set a reminder in your phone to cancel before being charged x
Use this link to access Audible for FREE!
Audible 🎧 Free Trial!
Use my link for a FREE trial of Kindle Unlimited. Access endless titles without spending any money!
Sign up to Kindle Unlimited for a Free Trial! 📚📖
Try Amazon music with no strings attached. Sign up for the FREE trial today using my link!
Amazon Music Unlimited - FREE Trial
A link for a FREE trial of Amazon Prime Video! There are so many movies and TV shows that are only available on this streaming service!
Prime Video: Watch movies, TV shows, sports, and live TV
A FREE 30 day trial to Amazon Prime. This is a great way to save money on shipping and receive discounts on everyday purchases!
Amazon Prime - FREE Trial
Earn Extra Cash💲
The best way to meet your money goals faster is to increase your income. (Easier said than done!) I wanted to include my favourite and easiest ways to earn extra cash to put towards debt, savings or investments ✨
Depop has always been a steady revenue flow for me and it's a great way to make use of old clothes you may have discarded otherwise! I sell CDs, craft goods, art, clothes and accessories so anyone can find their niche too x
richardstitches's Shop | Depop
This is the link to my discord server! It's a small community of people who discuss how to make money, save and invest in Australia.
Join the Making Money Australia Discord Server!
I wanted to include my Benable link here in case you were interested in creating lists like this one, and earning money to do it! Benable pays commissions when someone purchases through your link. I use Amazon Affiliates and link it to Benable for th...
Recommend products and earn commissions! - Benable invite
I use this app every week to complete small gigs on my phone while out grocery shopping. You can earn casually on the app ($10 a week) or complete lots of gigs and be earning $100+
Smartspotter - Become a mystery shopper
Savings Around the Home 🏠
Making small changes around the house and opting for at home options over takeout can save so much money!
A super cute coffee machine to encourage making coffee at home and save money too! I find sipping a warm cup of decaf coffee to be so regulating too.
De'Longhi Nespresso Vertuo Pop Coffee Machine
This drawer will hold all of your coffee pods for your vertuo machine!
Glass Coffee Pod Drawer
These refillable pods are such a great idea! You can also customise your coffee more as well. You do need to have a few original pods first to refill.
Refillable Coffee Pods
A great option for packing coffee on the go. The price of a coffee in Australia is set to hit $8 over the next few years!
Travel Coffee Mug
Super cute jars to meal prep breakfasts and snacks! You can save so much money just by switching at home meals for takeout. Food is always one of my biggest expenses!
Overnight Oats Jars
This is a great value pack for meal prepping or just storing leftovers!
Glass Meal Prep Containers