This is my actual daily makeup routine as a woman over 40 dealing with melasma and combination skin. I need products that cover dark patches without looking cakey, stay put on an oily T-zone, and don't cost a fortune. Most of this is drugstore, a few splurges where it matters. I also included the two sunscreens I rotate because when you have melasma, SPF isn't optional, it's step one. If you're dealing with hyperpigmentation and want to know how to cover it AND protect it, this list is for you.