Benable — create shareable lists of things you recommend!
E.g., products you love, local businesses, travel recs - you can add anything to a Benable list!
Top FinTech Apps for 2026
15
items The best FinTech apps in each category (investing, budgeting, banking, etc) should encourage financial literacy, be very secure, make it easier to participate in investing, payments, and banking. These are some of the most trusted and fastest growing...
Sections
4
FinTech Budgeting Apps
FinTech Investing Apps
Payments and Banking Apps
Cryptocurrency Apps
FinTech Budgeting Apps
A solid budgeting app is difficult to make because of how many integrations it takes to view all your financial interests in one place. These are a few apps that are leading the category.
Monarch has some of the best features, integrations, and flexibility for $99 a year. Being able to view your whole financial picture in one mobile/web app is powerful.
Monarch - Track, budget, plan
While some might consider manual input and proactively adjusting your budget to be a con, other may love the participation and making sure every dollar has a “job”.
YNAB - Hands On Budgeting
If minimalism is essential to you, this app may do the trick. It's based on the “envelope method” where each month, you track how much money you have left in each “envelope” for the month.
Goodbudget - Simple Household Budgeting
FinTech Investing Apps
These are the top FinTech apps for investing. Each of them have their own unique spin, and are used by millions of investors every day with various levels of experience and skill.
Geared towards new investors, Robinhood makes getting started with your first trade a breeze.
Robinhood - Mobile First Investing
One of the best apps for investing beginners. It's a lightweight app that eases you into investing, offers educational content, and has optional checking/debit card solutions.
Acorns - Introductory Investing
Excellent user interface and very easy to use, while still having more complex options for advanced users.
Webull - Commission-Free Trading
One of the most reputable brokers in the United States. They offer commission-free trading, educational videos, and the ability to purchase fractional shares.
Fidelity Mobile App - Invest & Trade On The Go
Follow and copy experienced investors' positions in stocks, ETFs, and cryptocurrency.
eToro - Social Investing & Learning
This is a very simple and clean app that is geared towards investing beginners that want to get started with stocks and ETFs.
Stash - Invest and Build Wealth
Payments and Banking Apps
Digital payments and mobile banking are nothing new, but these FinTech specific offerings are a the top of the pile for 2026.
Nearly synonymous with personal payments, Venmo shines with features like bill splitting, broad merchant adoption, and optional debit/credit card offerings.
Venmo - Simple P2P Money Transfers
Certainly the easist way to transfer and exchange money internationally. What used to be cumbersome and exspensive is now easy with minimal fees.
Wise - International Transfers
Cash App grew remarkably fast on it's promise of simple P2P transactions, but now offers a wide range of services. Cash Card, direct deposit, stock trading and bill pay are now all standard features.
Cash App - From P2P to All-In-One
Cryptocurrency Apps
This is a category that has often been tied to controversy, but with over 400 million people actively involved in trading… the need for secure and user friendly solutions is greater than ever.
The top cryptocurrency FinTech apps are all competeing to provide the best possible user experience and maximum security features.
Coinbase - Basic to Advanced Trading
One of the most capable apps, offering trading, staking, liquidity pools, spot trading etc. Not ideal for beginners, but perfect if other exchanges feel limited.
Binance - Top International Exchange
An excellent option for international trading with it being available in 150 countries. Integration with OpenSea for NFT trading directly from your wallet.
Blockchain.com - The future of finance