High-yield savings accounts can help you gain interest on the money you save. Most of these are online banks.
Sections
3
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January 2025
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February 2025
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Accounts that offer pocket structure for savings (some are referrals links)
January 2025
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$5,000 minimum needed to get the 4.35% APY
Platinum Savings Account | CIT Bank
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3.90% APY
High Yield Online Savings Account | Marcus by Goldman Sachs®
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3.80% APY
High-Yield Rate: 360 Performance Savings | Capital One
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3.80% APY
High Yield Savings Account Online with no Fees | Amex US
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4.25-4.5% APY depending on amount you have
Tiered Savings | Barclays
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3.75% APY
High Yield Savings Account - No Monthly Fees | Discover
February 2025
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4.35% APY
Interest Savings Account | Bask Bank
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4.00% APY
High Yield Savings - General
Accounts that offer pocket structure for savings (some are referrals links)
These banks and brokerage firms offer accounts with a high-yield percentage and have options to create different pots/vaults/buckets for different savings goals. Some will be my referral links so we both get a higher APY rate.
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My personal referral link for both of us to get an extra 0.5% on our APY rate. !!Wealthfront is not a bank!! But it is where I store my emergency fund.
Earn a 0.50% Annual Percentage Yield (APY) boost when you sign up! | Wealthfront
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Sofi APY rate is 3.80% and this referral with get you $25.
Join Checking and Savings | You’ve been invited!
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3.80% APY
Open a High Yield Savings Account Online | Ally Bank®
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4.5% for 3 months then you would need to have others use your referral link to keep that rate until the market rate drops or go up
