Benable — create shareable lists of things you recommend!
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Money, Spending, and Savings Tools
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items Money sucks, but honestly you have to pass Go and play the dang game if you want to live comfortably in this capitalistic society. Especially when it comes to retirement. I try to be ethical with a lot of my spending and saving. These big banks are t...
Sections
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Pay / Borrow / Save
FinTech
Crypto
Podcasts
Readings
Pay / Borrow / Save
Make your purchases with rewards credit cards, and save those rewards (or spend some) in High Yield Savings accounts to keep the rewards going. ALWAYS PAY YOUR BALANCE ON TIME EVERY MONTH.
Aside from these referrals I take advantage of these membership rewards cards:
Amazon Prime Chase Rewards Visa (5% back at Amazon & Whole Foods)
Costco Citibank Rewards Visa (4% back on gas & 2% back at Costco)
I just started using Bilt! I was paying rent thru Zelle before, but I can now connect my Built Rewards to my Venmo and pay my landlord there. It works out best when you pay rent via their network like rental payment and management platforms with apar...
1x on rent
3x on dining
2x on travel
+ lots of other benefits and no annual fee.
*Hosted by Wells Fargo*
1x on rent
3x on dining
2x on travel
+ lots of other benefits and no annual fee.
*Hosted by Wells Fargo*
Earn Points on Rent | Bilt Mastercard
Referral link gets YOU $75!
Apple Card is an awesome feature of the Apple ecosystem and a major part of worldwide payment systems. Apple iphones have a digital wallet and this is where your Apple Card account lives.
You do get a fancy titanium cre...
($75 Refer Code) 2% Daily Cashback & High Yield Savings | Apple Card
CASH App is cool. Its kind of lost its hype after a few years, I dont really use it to pay anyone and the rewards for the Cash Card arent great but they do rotate often. I loved that you could get you rewards in Bitcoin for a while, but they stopped ...
Pay, Invest, Buy Bitcoin, File Taxes | Cash App
Almost everyone uses Venmo, so might as well have an account with a little bit of balance so you can pay your friends or small businesses and street vendors from your phone. I do prefer competitors like Cash App and Zelle. Venmo also offers a physica...
Pay on Your Phone | Venmo
If you live in the greater LA area this is a great Credit Union to bank with! I have been with them for over a decade. They offer a nice low interest credit card. I actually am now financing my car thru them as they gave me 2% lower interest rate tha...
Credit Union of Southern California
If your income tax situation is simple you can just file your taxes free and easy with TurboTax. My employer uses intuit products for our payroll and my W-2’s are uploaded automatically, but I believe after you file once your info should show up auto...
TurboTax® Official Site: File Taxes Online, Tax Filing Made Easy
FinTech
Nobody wants to get in line at the bank anyway.
I love the idea! Im not great about boycotting banks for their investments in fossil fuels and weapons. This is a great option if you dont require a physical bank and want your money to fund positive investments. I keep a small balance and donate mon...
Climate fintech offering checking, savings & solar loans | Atmos Financial
Crypto
Give it a chance, but be careful!
Its a bit confusing and I have not done much with the network aside from having mined a lot. Basically they plan to develop a network of folks that can use these coins to trade services and maybe art and such. We shall see how it goes. Seems like a b...
Mine Your Own Crypto | Pi Network
If you're curious about Bitcoin, heres a little intro with details on what you need if you want to start mining. I've wanted to do it for a while, but it does take a lot of energy and its a noisy setup.
How To Mine Bitcoin: A Guide For Beginners
Podcasts
Great analysis of economics. Katie tells interesting stories about money and culture. She does a great job at breaking down confusing topics like which 401k is right for you.
The Money with Katie Show
I think everyone can benefit from implementing Financial Independence principles into their lives. I dont think retiring early is exactly achievable for everyone, but the idea is to make a plan for when you want to retire and how much you're comforta...
ChooseFI | Financial Independence Podcast
Not exactly a resource on how to save or spend your money, but really interesting conversation on the topic of money overall. There’s a heavy focus on bitcoin, but Robert is well read and a great thinker.
The "What is Money?" Show | Podcast on Spotify
Readings
Definitely take advantage of your HSA if your employer offers it! If they dont, try demanding it!
Ultimate Guide to Health Savings Accounts | PeopleKeep
I’m sharing a lot of links for big banks, they’re usually the ones including benefits to referrals. Big banks invest your money in questionable ways, such as funding oil and weapons. Credit Unions are more likely to keep your money invested locally. ...
How to Switch From a Bank to a Credit Union
Save that money! I know a lot of these are obvious, but for those that need a game plan for saving and knocking out debt this might be helpful.
28 Proven Ways to Save Money | NerdWallet
If you're not investing your residual income, you probably should have started years ago, but its never too late! Your best bet is a roth or traditional IRA that gets taken from your income every pay check. You can also invest with apps like Cash App...
How to Invest in Stocks: 2025 Beginner's Guide | NerdWallet