for the people who want to dip their toes into personal finance — the best way to start is to create a budget for yourself
Sections
3
apps
books
videos
apps
tools to jumpstart your budgeting journey
You should not be surprised by this. I am a YNAB-er for life.
YNAB
This is the best app that most closely resembles Mint. Unfortunately, there isn't a free version!
Monarch Money: Track, budget, plan, and do more with your money
I loved the UI of this app, but some features fell short, including the weird transaction categorizations and lack of sinking fund tools
Copilot Money
i've heard good things about this app on reddit!
Rocket Money, Inc.
lots of my fellow finsta peeps own this template and love it!
My Wealth Diary - Etsy
a more comprehensive budgeting system that includes goal setting
Break Your Budget
i follow OF on insta and even though i don't own this product, i know she only outputs great content and products!
Organized Finance
I used the free version for a bit and it was nice! Great for those who prefer manual entering of transactions. Though, graphics are limited
EveryDollar - Ramsey Solutions
If you have separate accounts w/ your significant other but want to share a budget, this is a great way to do it. Mr. Beans and I tried it for a while, but we stopped because it was getting too micromanage-y (we're not married - yet!)
Honeydue • Finance App for Couples
great visuals BUT i do remember transactions struggling to load. worth giving a shot though!
Quicken Simplifi
books
disclaimer: this is what i've commonly seen as recommendations — i personally have not read any finance books
I find Ramit Sethi's philosophy on money interesting
I Will Teach You to Be Rich, Second Edition: No Guilt ... - Barnes & Noble
Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at t...
The Psychology of Money: Timeless Lessons on Wealth, Greed, and ...
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’s plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and sa...
Die With Zero: Getting All You Can from Your Money and Your Life
You will learn: - Exercises to help you understand your current relationship with money, figure out what you want to change, and how to make that happen - How to decide on your investment goal, and discover the three steps to meeting it - Learn how t...
Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your ...
Since its original publication in 1949, Benjamin Graham’s revered classic, The Intelligent Investor, has taught and inspired millions of people worldwide and remains the most respected guide to investing. Graham’s timeless philosophy of “value invest...
The Intelligent Investor Rev Ed.: The Definitive Book on Value Investing
Katie Gatti Tassin, personal finance writer and host of the popular podcast The Money with Katie Show, has built an energized following of smart, ambitious women seeking a deeper understanding of the financial issues that affect them. In Rich Girl Na...
Rich Girl Nation: Taking Charge of Our Financial Futures
Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you: Maximize your earnings to get more out of your 9-to-5 Understand the differences between savings accounts, and where you should keep your money Identify the...
Rich AF: The Winning Money Mindset That Will Change Your Life
Ever wondered how on earth the stock market works, but felt too intimidated to ask "those" questions? This is the book for you! In this guide to investing in stocks (aka shares), Simran Kaur teaches the essential principles you can apply to any marke...
Girls That Invest: Your Guide to Financial Independence through ...
videos
an easy way to ingest finance related information
This man got me into personal finance, so I gotta owe it to him
Graham Stephan
The guy who made the term “rich life” widely popularized. I agree with a lot of his teachings.
Ramit Sethi
If you want someone to yell at you for unnecessary spending, this is your man
Bradley On A Budget (@baddie.brad) - TikTok
Queen of high value woman advice. And yes, she will tell you to stop buying things you don't need.
Aiza Ejaz
I don't personally watch them but Reddit says they're great for general financial advice
Money Guy
Reddit says this guy's great if you want to learn about retirement strategies
Rob Berger
I love this channel! Entertaining to see millennials from all over the world with varying levels of financial literacy/independence.